196 E Palmer Ave, Schenectady, NY 12303 Property Records

Schenectady County and Rotterdam Town property record for 196 E Palmer Ave, Schenectady, NY 12303

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,302 sqft · built 1966
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$173,000 (Nov 2011)
Tax Bill	$4,991 (2025)
Flood Zone	Zone X (minimal risk)
APN	`422800 59.16-6-10`

Property Details

APN / Parcel Number

Primary APN	`422800 59.16-6-10`
Alternative APN	`280005901600060100000000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,302 sqft Living Area
1st Floor Area	912 sqft
Upper Floors Area	390 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	150 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	364 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	150 sqft
Shed	1 Shed
Shed Area	40 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	196 E PALMER AVE
City	SCHENECTADY
State	NY
Zip	12303-2513
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	10 R,G,SF,OG- VALENTINE MNR 5.-400-21
Legal Block	6
Legal Lot Number	10.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	ROTTERDAM
Census Block Group	1
Census Block	1012
Census Tract	32901

Owner

Source: Schenectady County and Rotterdam Town assessment roll, APN 422800 59.16-6-10, as of April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	196 E PALMER AVE, SCHENECTADY, NY 12303-2513
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 02, 2011 · Amount on Record
Deed Sale	Nov 02, 2011 · Amount on Record
Prior Sale	Aug 08, 2008 · Amount on Record
Deed Document Number	201144739
Deed Book / Page	1846 / 318
Prior Transfer Date	Jan 29, 2008
Prior Transfer Doc	1775000806
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town assessment roll as of April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Rotterdam Town
Unified School District	Rotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,991.00	$136,000 (-) Land $9,900 Building $126,100	$209,200 (+16.94%) Land $15,229 Building $193,971
2023		$136,000 Land $9,900 Building $126,100	$178,900 Land $13,023 Building $165,877

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), as of January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 95% of the US · lower than 94% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 248 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile USA.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NY4600069, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ROTTERDAM WD #5 serves 28,000 people
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.