189 E Palmer Ave, Schenectady, NY 12303 Property Records

Schenectady County and Rotterdam Town property record for 189 E Palmer Ave, Schenectady, NY 12303 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,158 sqft · built 1967
Lot Size0.22 acres (9,583 sqft)
Owner2 Individual Names on File
Last Sale$185,000 (Sep 2017)
Tax Bill$5,689 (2025)
Deeds & MortgagesSep 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN422800 59.16-5-3

Property Details

APN / Parcel Number

Primary APN422800 59.16-5-3
Alternative APN
  • 280005901600050030000000

Interior

Bedrooms4 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,158 sqft Living Area
1st Floor Area1,158 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 1985
Architectural StyleRanch
Exterior MaterialWood
Lot Area9,583 sqft (0.22 acres)
Lot Dimensions150 ft deep x 65 ft wide
Garage TypeAttached
Garage Area364 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area228 sqft
Shed1 Shed
Shed Area60 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address189 E PALMER AVE
CitySCHENECTADY
StateNY
Zip12303-2538
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionR,G,BF,OG VALENTINE MNR-49 5.-402-10
Legal Block5
Legal Lot Number3.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionROTTERDAM
Census Block Group1
Census Block1018
Census Tract32901

Owner

Source: Schenectady County and Rotterdam Town records · APN 422800 59.16-5-3

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address189 E PALMER AVE, SCHENECTADY, NY 12303-2538
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 22, 2017 · Amount on Record
Deed SaleSep 22, 2017 · Amount on Record
Prior SaleFeb 13, 2012 · Amount on Record
Deed Document Number201742998
Deed Book / Page1971 / 851
Prior Transfer DateAug 06, 2004
Prior Transfer Doc0016850586
Record UpdatedJun 08, 2026

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateSep 22, 2017
Property Address189 E PALMER AVE, SCHENECTADY, NY 12303-2538
Document Number0000042998
Book / Page1971 / 851
Instrument DateSep 21, 2017
Instrument201742998
Transaction TypeTransfer
Record UpdatedMay 10, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$740.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address189 E PALMER AVE, 189, SCHENECTADY, NY 12303-2538

Transferred To (Grantee/Buyer)

NameVerified Name
Address3025 WILLIAMSBURG DR, SCHENECTADY, NY 12303-5325

Mortgage

Document Number0000043000
DateSep 22, 2017
Instrument201743000
Lender
NameHUNT MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2047

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictRotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,689.00$155,000 (-) Land $9,900 Building $145,100$238,500 (+16.97%) Land $15,233 Building $223,267
2023$155,000 Land $9,900 Building $145,100$203,900 Land $13,023 Building $190,877

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskLow
above 5% of the US · above 6% of New York
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 248 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFiber980 / 880

May also be available at this address: Verizon, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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