196 E 550 N, Providence, UT 84332 Property Records

Cache County property record for 196 E 550 N, Providence, UT 84332 · Last verified April 2026

Property Summary

Property Type	Townhouse
Details	1,574 sqft · built 2020
Lot Size	0.02 acres (871 sqft)
Owner	2 Individual Names on File
Last Sale	$277,300 (Dec 2020)
Tax Bill	$1,363 (2025)
Deeds & Mortgages	Apr 2020 Construction Loan Sep 2020 Construction Loan + 5 more
Flood Zone	Zone X (minimal risk)
APN	`02-301-0028`

Property Details

APN / Parcel Number

Primary APN	`02-301-0028`

Interior

Building Area	1,574 sqft Living Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Townhouse
Lot Area	871 sqft (0.02 acres)

Location & Zoning

Street Address	196 E 550 N
City	PROVIDENCE
State	UT
Zip	84332-8807
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 28 VINEYARD PHASE 1 SUBDIVISION CONT 0.02 AC
Legal Subdivision	VINEYARD PHASE 1 SUBDIVISION
Legal Lot Number	28
Jurisdiction	CACHE UT
Township / Civil Division	LOGAN
Census Block Group	1
Census Block	1012
Census Tract	1101

Owner

Source: Cache County records · APN 02-301-0028

Assessment roll updated November 6, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	196 E 550 N, PROVIDENCE, UT 84332-8807
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2020	Deed of Trust, Mortgage · Construction Mortgage CACHE VALLEY BANK
Sep 30, 2020	Deed of Trust, Mortgage · Construction Mortgage CACHE VALLEY BANK
Apr 11, 2022	Deed of Trust, Mortgage · Line of Credit GOLDENWEST FCU
Dec 22, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FIRST COLONY MORTGAGE CORP
Dec 22, 2020	Intrafamily Transfer, Transfer CACHE TITLE LOGAN
Aug 12, 2020	Warranty Deed, Transfer CACHE TITLE LOGAN
Aug 12, 2020	Warranty Deed, Transfer CACHE TITLE LOGAN

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 22, 2020 · Amount on Record
Deed Sale	Dec 22, 2020 · Amount on Record
Prior Sale	Aug 12, 2020
Deed Document Number	20201270714
Deed Book / Page	2211 / 1292
Prior Transfer Date	Dec 18, 2020
Prior Transfer Doc	02211/1373
Record Updated	Jun 08, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CACHE UT
Property Address	196 E 550 N, PROVIDENCE, UT 84332-8807
Transaction Type	Mortgage
Record Updated	Nov 06, 2025
Title Company	CACHE TITLE LOGAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	002136/854
Date	Apr 10, 2020
Book Page	2136/854
Instrument	1243433

Lender

Name	CACHE VALLEY BANK
Type	Bank
Address	LOGAN, UT 84321

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CACHE UT
Property Address	196 E 550 N, PROVIDENCE, UT 84332-8807
Transaction Type	Mortgage
Record Updated	Nov 06, 2025
Title Company	CACHE TITLE LOGAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	002186/279
Date	Sep 30, 2020
Book Page	2186/279
Instrument	1261306

Lender

Name	CACHE VALLEY BANK
Type	Bank
Address	LOGAN, UT 84341

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CACHE UT
Property Address	196 E 550 N, PROVIDENCE, UT 84332-8807
Transaction Type	Mortgage
Record Updated	Nov 06, 2025
Title Company	AMERICAN SECURE TITLE BRIGHAM, AMERICAN SECURE TTL BRIGHAM

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02331/1285
Date	Apr 11, 2022
Book Page	2331/1285
Instrument	1316858

Lender

Name	GOLDENWEST FCU
Type	Credit Union
Address	OGDEN, UT 84402

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CACHE UT
Recording Date	Dec 22, 2020
Property Address	196 E 550 N, PROVIDENCE, UT 84332-8807
Document Number	02211/1292
Book / Page	2211 / 1292
Map Reference	DOC 1231474
Instrument Date	Dec 18, 2020
Instrument	1270714
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 06, 2025
Title Company	CACHE TITLE LOGAN

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	196 E 550 N, PROVIDENCE, UT 84332-8807

Mortgage

Document Number	0001270715
Date	Dec 22, 2020
Instrument	1270715

Lender

Name	FIRST COLONY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2051

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CACHE UT
Recording Date	Dec 22, 2020
Property Address	196 E 550 N, PROVIDENCE, UT 84332-8807
Document Number	02211/1373
Book / Page	2211 / 1373
Map Reference	DOC 1231474
Instrument Date	Dec 18, 2020
Instrument	1270721
Transaction Type	Transfer
Record Updated	Nov 06, 2025
Title Company	CACHE TITLE LOGAN

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	196 E 550 N, PROVIDENCE, UT 84332-8807

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CACHE UT
Recording Date	Aug 12, 2020
Property Address	196 E 550 N, PROVIDENCE, UT 84332-8807
Document Number	0002171/80
Book / Page	2171 / 80
Map Reference	DOC 1231474
Instrument Date	Mar 06, 2020
Instrument	1255813
Transaction Type	Transfer
Record Updated	Nov 06, 2025
Title Company	CACHE TITLE LOGAN

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	50 E 2500 N # N101, N101, NORTH LOGAN, UT 84341-3089

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50 E 2500 N STE 101, 101, NORTH LOGAN, UT 84341-3090
Investor	Possibly a Property Investor

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CACHE UT
Recording Date	Aug 12, 2020
Property Address	196 E 550 N, PROVIDENCE, UT 84332-8807
Document Number	0002171/78
Book / Page	2171 / 78
Map Reference	DOC 1231474
Instrument Date	Aug 26, 2019
Instrument	1255812
Transaction Type	Transfer
Record Updated	Nov 06, 2025
Title Company	CACHE TITLE LOGAN

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	50 E 2500 N # N101, N101, NORTH LOGAN, UT 84341-3089

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50 E 2500 N STE 101, 101, NORTH LOGAN, UT 84341-3090
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Cache County records · Assessment roll updated November 6, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Utah
County	Cache County
Municipality	Providence City
Unified School District	Cache School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,363.00 (-18.09%)	$191,165 (-6.54%)	$347,570 (-6.54%) Land $100,000 Building $247,570
2023	$1,664.00	$204,545	$371,900 Land $100,000 Building $271,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cache County (49005C), updated January 16, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 490050011011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (2006–2017)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Feb 2017, other causes, Severe Winter Storms And Flooding

Wildfire

Wildfire Risk	Moderate above 47% of the US · above 37% of Utah
Wildfire Likelihood	About 1 in 917 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 249 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
UBTA-UBET Communications	Fiber	2,000 / 2,000
Wi-Fiber	Fiber	2,000 / 2,000
Xfinity	Cable	2,000 / 250
Senawave	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Wi-Fiber	Fixed Wireless (unlicensed)	250 / 250

May also be available at this address: Wi-Fiber, Lumen Technologies, T-Mobile USA, Bear River Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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