190 E 550 N, Providence, UT 84332 Property Records

Cache County property record for 190 E 550 N, Providence, UT 84332

Property Summary

Property Type	Townhouse
Details	1,560 sqft · built 2020
Lot Size	0.02 acres (871 sqft)
Owner	2 Individual Names on Record
Last Sale	$313,136 (Dec 2020)
Tax Bill	$140 (2025)
Deeds & Mortgages	Apr 2020 Construction Loan Sep 2020 Construction Loan + 5 more
Flood Zone	Zone X (minimal risk)
APN	`02-301-0026`

Property Details

APN / Parcel Number

Primary APN	`02-301-0026`

Interior

Building Area	1,560 sqft Living Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Townhouse
Lot Area	871 sqft (0.02 acres)

Location & Zoning

Street Address	190 E 550 N
City	PROVIDENCE
State	UT
Zip	84332-8807
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 26 VINEYARD PHASE 1 SUBDIVISION CONT 0.02 AC
Legal Subdivision	VINEYARD PHASE 1 SUBDIVISION
Legal Lot Number	26
Jurisdiction	CACHE UT
Township / Civil Division	LOGAN
Census Block Group	1
Census Block	1012
Census Tract	1101

Owner

Source: Cache County records, as of November 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	566 N 275 E, PROVIDENCE, UT 84332-3500
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2020	Deed of Trust, Mortgage · Construction Mortgage CACHE VALLEY BANK
Sep 30, 2020	Deed of Trust, Mortgage · Construction Mortgage CACHE VALLEY BANK
Jun 3, 2022	Deed of Trust, Mortgage · Line of Credit ZB NA
Dec 3, 2020	Intrafamily Transfer, Transfer CACHE TITLE LOGAN
Dec 3, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Aug 12, 2020	Warranty Deed, Transfer CACHE TITLE LOGAN
Aug 12, 2020	Warranty Deed, Transfer CACHE TITLE LOGAN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2020 · Amount on Record
Deed Sale	Dec 3, 2020 · Amount on Record
Prior Sale	Dec 3, 2020 · Amount on Record
Deed Document Number	20201268602
Deed Book / Page	2206 / 207
Record Updated	Jun 8, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CACHE UT
Property Address	190 E 550 N, PROVIDENCE, UT 84332-8807
Transaction Type	Mortgage
Record Updated	Nov 6, 2025
Title Company	CACHE TITLE LOGAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	002136/854
Date	Apr 10, 2020
Book Page	2136/854
Instrument	1243433

Lender

Name	CACHE VALLEY BANK
Type	Bank
Address	LOGAN, UT 84321

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CACHE UT
Property Address	190 E 550 N, PROVIDENCE, UT 84332-8807
Transaction Type	Mortgage
Record Updated	Nov 6, 2025
Title Company	CACHE TITLE LOGAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	002186/279
Date	Sep 30, 2020
Book Page	2186/279
Instrument	1261306

Lender

Name	CACHE VALLEY BANK
Type	Bank
Address	LOGAN, UT 84341

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CACHE UT
Property Address	190 E 550 N, PROVIDENCE, UT 84332-8807
Transaction Type	Mortgage
Record Updated	Nov 6, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 E 550 N, PROVIDENCE, UT 84332-8807

Mortgage

Document Number	02342/1406
Date	Jun 3, 2022
Book Page	2342/1406
Instrument	1321278

Lender

Name	ZB NA
Type	Bank
Address	PROVIDENCE, UT 84332

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CACHE UT
Recording Date	Dec 3, 2020
Property Address	190 E 550 N, PROVIDENCE, UT 84332-8807
Document Number	002206/207
Book / Page	2206 / 207
Instrument Date	Dec 3, 2020
Instrument	1268602
Transaction Type	Transfer
Record Updated	Nov 6, 2025
Title Company	CACHE TITLE LOGAN

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	190 E 550 N, PROVIDENCE, UT 84332-8807

December 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CACHE UT
Recording Date	Dec 3, 2020
Property Address	190 E 550 N, PROVIDENCE, UT 84332-8807
Document Number	002206/188
Book / Page	2206 / 188
Instrument Date	Dec 3, 2020
Instrument	1268600
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 6, 2025
Title Company	CACHE TITLE LOGAN

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 E 550 N, PROVIDENCE, UT 84332-8807

Mortgage

Document Number	0001268601
Date	Dec 3, 2020
Instrument	1268601

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CACHE UT
Recording Date	Aug 12, 2020
Property Address	190 E 550 N, PROVIDENCE, UT 84332-8807
Document Number	0002171/80
Book / Page	2171 / 80
Map Reference	DOC 1231474
Instrument Date	Mar 6, 2020
Instrument	1255813
Transaction Type	Transfer
Record Updated	Nov 6, 2025
Title Company	CACHE TITLE LOGAN

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	50 E 2500 N # N101, N101, NORTH LOGAN, UT 84341-3089

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50 E 2500 N STE 101, 101, NORTH LOGAN, UT 84341-3090
Investor	Possibly a Property Investor

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CACHE UT
Recording Date	Aug 12, 2020
Property Address	190 E 550 N, PROVIDENCE, UT 84332-8807
Document Number	0002171/78
Book / Page	2171 / 78
Map Reference	DOC 1231474
Instrument Date	Aug 26, 2019
Instrument	1255812
Transaction Type	Transfer
Record Updated	Nov 6, 2025
Title Company	CACHE TITLE LOGAN

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	50 E 2500 N # N101, N101, NORTH LOGAN, UT 84341-3089

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50 E 2500 N STE 101, 101, NORTH LOGAN, UT 84341-3090
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Cache County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Cache County
Municipality	Providence City
Unified School District	Cache School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$140.00 (-91.83%)	$197,280 (-6.37%)	$358,688 (-6.37%) Land $100,000 Building $258,688
2023	$1,714.00	$210,705	$383,100 Land $100,000 Building $283,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (2006–2017)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Feb 2017 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 62% of Utah
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PROVIDENCE CITY WATER SYSTEM serves 9,690 people · EPA ID UTAH03017
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Strata Networks Fiber	2,000 / 2,000
Tristate Wi-Fi by Wi-Fiber Fiber · Fixed Wireless	2,000 / 2,000
Xfinity Cable	2,000 / 250
SenaWave Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Blue Spring Broadband, CenturyLink, T-Mobile.

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