196 Day St NW, Cedar Rapids, IA 52405 Property Records

Linn County property record for 196 Day St NW, Cedar Rapids, IA 52405

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.25 ba · 1,560 sqft · built 1960
Lot Size	0.157 acres (6,838 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,182 (2025)
Deeds & Mortgages	Aug 2023 Second Mortgage Jun 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`13261-53024-00000`

Property Details

APN / Parcel Number

Primary APN	`13261-53024-00000`

Interior

Bedrooms	3 Beds
Full Baths	2.25 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,560 sqft Living Area
Gross Area	2,526 sqft
1st Floor Area	1,188 sqft
Attic	Attic
Attic Area	396 sqft
Basement Area	792 sqft
Finished Basement	372 sqft
Unfinished Basement	420 sqft
Game Room	Game Room
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	A-Frame
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,838 sqft (0.157 acres)
Lot Dimensions	62 ft deep x 62 ft wide

Exterior Amenities

Porch	Screened Porch
Porch Area	40 sqft
Deck Area	45 sqft
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	196 DAY ST NW
City	CEDAR RAPIDS
State	IA
Zip	52405-3220
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CEDAR HILLS UNIT THREE STR/LB 411
Legal Range	8W
Legal Township	83N
Legal Section	26
Legal Subdivision	CEDAR HILL
Legal Lot Number	411
Jurisdiction	LINN IA
Township / Civil Division	CEDAR RAPIDS
Census Block Group	2
Census Block	2007
Census Tract	1002

Owner

196 Day St NW is owned and occupied by two individuals who acquired it in June 2020.

Source: Linn County records, as of October 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	196 DAY ST NW, CEDAR RAPIDS, IA 52405-3220
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage LINN AREA CU
Jun 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage LINN AREA CU
Jun 4, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Nov 7, 2017	Deed of Trust, Mortgage · Line of Credit LINN AREA CU
Jun 5, 2017	Affidavit of Death, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2020
Deed Sale	Jun 4, 2020
Deed Book / Page	10667 / 240
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN IA
Property Address	196 DAY ST NW, CEDAR RAPIDS, IA 52405-3220
Transaction Type	Mortgage
Record Updated	Aug 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3015 BLAIRS FERRY RD NE, CEDAR RAPIDS, IA 52402-1832

Mortgage

Document Number	1152189500
Date	Aug 17, 2023
Book Page	11521/89500

Lender

Name	LINN AREA CU
Type	Credit Union
Address	CEDAR RAPIDS, IA 52402

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2038

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN IA
Property Address	196 DAY ST NW, CEDAR RAPIDS, IA 52405-3220
Document Number	0106810532
Instrument Date	Jun 12, 2020
Transaction Type	Mortgage
Record Updated	Jul 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	196 DAY ST SW CEDAR RAPIDS IA 52405, CEDAR RAPIDS, IA 52405

Mortgage

Document Number	0106810532
Date	Jun 16, 2020
Book Page	010681/000532

Lender

Name	LINN AREA CU
Type	Credit Union
Address	CEDAR RAPIDS, IA 52402

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 15, 2050

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LINN IA
Recording Date	Jun 4, 2020
Property Address	196 DAY ST NW, CEDAR RAPIDS, IA 52405-3220
Document Number	0106670240
Book / Page	010667 / 000240
Instrument Date	May 26, 2020
Transaction Type	Transfer
Record Updated	Jun 15, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	196 DAY ST NW CEDAR RAPIDS IA 524053220, CEDAR RAPIDS, IA 52405-3220

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN IA
Property Address	196 DAY ST NW, CEDAR RAPIDS, IA 52405-3220
Document Number	0099760375
Book / Page	009976 / 000375
Instrument Date	Nov 7, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	196 DAY ST NW CEDAR RAPIDS IA 524053220, CEDAR RAPIDS, IA 52405-3220

Mortgage

Document Number	0099760375
Date	Nov 14, 2017
Book Page	009976/000375

Lender

Name	LINN AREA CU
Type	Credit Union
Address	CEDAR RAPIDS, IA 52402-1832

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Nov 13, 2032

Interest

Rate Type	Adjustable Rate

June 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	LINN IA
Recording Date	Jun 5, 2017
Property Address	196 DAY ST NW, CEDAR RAPIDS, IA 52405-3220
Document Number	0098480401
Book / Page	009848 / 000401
Instrument Date	Jun 5, 2017
Transaction Type	Transfer
Record Updated	Jun 8, 2017

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	196 DAY ST NW CEDAR RAPIDS IA 524053220, CEDAR RAPIDS, IA 52405-3220

Tax Assessment & Valuation

The 2025 property tax bill for 196 Day St NW was $3,182.

Source: Linn County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Linn County
Municipality	Cedar Rapids City
Unified School District	Cedar Rapids Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$204,200 (+2.41%) Land $39,100 Building $165,100	$204,200 (+2.41%) Land $39,100 Building $165,100
2025	$3,182.00	$199,400 Land $36,100 Building $163,300	$199,400 Land $36,100 Building $163,300
2024	$3,182.00
2023		$174,900 Land $31,600 Building $143,300	$174,900 Land $31,600 Building $143,300
2022	$3,052.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 196 Day St NW in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 31, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 196 Day St NW has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR RAPIDS WATER DEPARTMENT serves 142,364 people · EPA ID IA5715093
Water Source	Groundwater influenced by surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	2,000 / 1,000
ImOn Communications Cable	300 / 30
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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