187 Day St NW, Cedar Rapids, IA 52405 Property Records

Linn County property record for 187 Day St NW, Cedar Rapids, IA 52405

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,354 sqft · built 1959
Lot Size	0.179 acres (7,797 sqft)
Owner	2 Individual Names on File
Last Sale	$195,000 (Sep 2023)
Tax Bill	$2,998 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Feb 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13261-52004-00000`

Property Details

APN / Parcel Number

Primary APN	`13261-52004-00000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,354 sqft Living Area
Gross Area	1,836 sqft
1st Floor Area	910 sqft
Basement Area	910 sqft
Finished Basement	444 sqft
Unfinished Basement	466 sqft
Flooring	Hardwood
Interior Walls	Paneling

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	A-Frame
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,797 sqft (0.179 acres)
Lot Dimensions	89 ft deep x 58 ft wide

Exterior Amenities

Porch	Porch
Porch Area	21 sqft
Deck Area	16 sqft
Patio Area	98 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	187 DAY ST NW
City	CEDAR RAPIDS
State	IA
Zip	52405-3219
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CEDAR HILLS UNIT THREE STR/LB 402
Legal Range	8W
Legal Township	83N
Legal Section	26
Legal Subdivision	CEDAR HILL
Legal Lot Number	402
Jurisdiction	LINN IA
Township / Civil Division	CEDAR RAPIDS
Census Block Group	2
Census Block	2006
Census Tract	1002

Owner

187 Day St NW is owned and occupied by two individuals who bought it in September 2023.

Source: Linn County records, as of October 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	187 DAY ST NW, CEDAR RAPIDS, IA 52405-3219
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2023	Warranty Deed, Transfer · Conventional Mortgage GREENSTATE CU
Feb 28, 2019	Deed of Trust, Mortgage · Conventional with PMI HILLS BK&TR
Feb 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage HILLS BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2023 · Amount on File
Deed Sale	Sep 26, 2023 · Amount on File
Prior Sale	Mar 6, 2019 · Amount on File
Deed Book / Page	11522 / 5988
Prior Transfer Date	Oct 7, 2011
Prior Transfer Doc	0080740487
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINN IA
Recording Date	Sep 26, 2023
Property Address	187 DAY ST NW, CEDAR RAPIDS, IA 52405-3219
Document Number	1152205988
Book / Page	11522 / 5988
Instrument Date	Aug 30, 2023
Transaction Type	Transfer
Record Updated	Oct 16, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$311.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	187 DAY ST NW, CEDAR RAPIDS, IA 52405-3219

Mortgage

Document Number	0115225989
Date	Sep 26, 2023
Instrument	11522/5989

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 5, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 5, 2030
Change Frequency	Annually
Min Rate At Change	4.87%
Max Rate At Change	8.87%
Index	1-Year T-Bill
Max Rate	12.8%

Mortgage

Document Number	1152206003
Date	Sep 26, 2023
Book Page	11522/6003

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	84 Months
Due	Sep 5, 2030

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN IA
Property Address	187 DAY ST NW, CEDAR RAPIDS, IA 52405-3219
Document Number	0103050006
Instrument Date	Feb 28, 2019
Transaction Type	Mortgage
Record Updated	Mar 25, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	187 DAY ST NW CEDAR RAPIDS IA 524053219, CEDAR RAPIDS, IA 52405-3219

Mortgage

Document Number	0103050006
Date	Mar 6, 2019
Book Page	010305/000006

Lender

Name	HILLS BK&TR
Type	Bank
Address	HILLS, IA 52235

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 5, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.87%

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN IA
Property Address	187 DAY ST NW, CEDAR RAPIDS, IA 52405-3219
Document Number	0103050019
Instrument Date	Feb 28, 2019
Transaction Type	Mortgage
Record Updated	Mar 25, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	187 DAY ST NW CEDAR RAPIDS IA 524053219, CEDAR RAPIDS, IA 52405-3219

Mortgage

Document Number	0103050019
Date	Mar 6, 2019
Book Page	010305/000019

Lender

Name	HILLS BK&TR
Type	Bank
Address	HILLS, IA 52235

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 5, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 187 Day St NW was $2,998, up 10.5% from the year before.

Source: Linn County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Linn County
Municipality	Cedar Rapids City
Unified School District	Cedar Rapids Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$183,100 (+2.63%) Land $42,600 Building $140,500	$183,100 (+2.63%) Land $42,600 Building $140,500
2025	$2,998.00 (+10.55%)	$178,400 Land $39,400 Building $139,000	$178,400 Land $39,400 Building $139,000
2024	$2,712.00
2023		$153,200 Land $34,400 Building $118,800	$153,200 Land $34,400 Building $118,800
2022	$2,834.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 187 Day St NW in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 31, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 187 Day St NW has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR RAPIDS WATER DEPARTMENT serves 142,364 people · EPA ID IA5715093
Water Source	Groundwater influenced by surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	2,000 / 1,000
ImOn Communications Cable	300 / 30
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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