196 Concho Crk Loop, Leander, TX 78641 Property Records

Williamson County property record for 196 Concho Crk Loop, Leander, TX 78641

Property Summary

Property Type	Single Family Home
Details	4,054 sqft · built 2020
Lot Size	0.231 acres (10,090 sqft)
Owner	2 Individual Names on File
Last Sale	$582,100 (Aug 2021)
Tax Bill	$14,196 (2025)
Deeds & Mortgages	Sep 2023 Second Mortgage Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R-17-W314-23BA-A092`

Property Details

APN / Parcel Number

Primary APN	`R-17-W314-23BA-A092`
Alternative APNs	`R569253` `391587`

Interior

Stories	2 Stories
Building Area	4,054 sqft Living Area
1st Floor Area	2,287 sqft
2nd Floor Area	1,767 sqft
Flooring	Tile

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Wood Siding
Lot Area	10,090 sqft (0.231 acres)
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces
Pool Area	280 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R17W31423BAA092
Street Address	196 CONCHO CREEK LOOP
City	LEANDER
State	TX
Zip	78641-4226
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S11757 - CAUGHFIELD PH 3B, BLOCK AA, LOT 92
Legal Subdivision	CAUGHFIELD PH 3B
Legal Block	AA
Legal Lot Number	92
Jurisdiction	WILLIAMSON TX
Township / Civil Division	CEDAR PARK-LIBERTY HILL
Census Block Group	2
Census Block	2077
Census Tract	20329

Owner

Source: Williamson County assessment roll, as of January 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	196 CONCHO CREEK LOOP, LEANDER, TX 78641-4226
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Aug 6, 2021	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage HOME FINANCING UNLIMITED INC
Dec 31, 2020	Loan Modification, Mortgage · Line of Credit INTERNATIONAL BK/COMMERCE
Sep 10, 2020	Loan Modification, Mortgage · Line of Credit TEXAS CAP BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 6, 2021 · Amount on Record
Deed Sale	Aug 6, 2021 · Amount on Record
Prior Sale	Sep 14, 2020 · Amount on Record
Deed Document Number	2021119420
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TX
Property Address	196 CONCHO CREEK LOOP, LEANDER, TX 78641-4226
Transaction Type	Mortgage
Record Updated	Nov 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000080256
Date	Sep 25, 2023
Instrument	2023080256

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 5, 2053

August 2021: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	WILLIAMSON TX
Recording Date	Aug 6, 2021
Property Address	196 CONCHO CREEK LOOP, LEANDER, TX 78641-4226
Document Number	0000119420
Map Reference	DOC 2018051239
Instrument Date	Aug 6, 2021
Instrument	2021119420
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 21, 2022
Title Company	GRAYSTONE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	196 CONCHO CREEK LOOP, LEANDER, TX 78641-4226

Mortgage

Document Number	0000119421
Date	Aug 6, 2021
Instrument	2021119421

Lender

Name	HOME FINANCING UNLIMITED INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

December 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WILLIAMSON TX
Property Address	196 CONCHO CREEK LOOP, LEANDER, TX 78641-4226
Document Number	0000009316
Instrument Date	Dec 31, 2020
Transaction Type	Mortgage
Record Updated	Feb 8, 2021
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	196 CONCHO CREEK LOOP LEANDER TX 786414226, LEANDER, TX 78641-4226

Mortgage

Document Number	0000009316
Date	Jan 20, 2021
Instrument	9316

Lender

Name	INTERNATIONAL BK/COMMERCE
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	24 Months
Due	Jan 19, 2023

Interest

Rate Type	Adjustable Rate

September 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WILLIAMSON TX
Property Address	196 CONCHO CREEK LOOP, LEANDER, TX 78641-4226
Document Number	0000108851
Instrument Date	Sep 10, 2020
Transaction Type	Mortgage
Record Updated	Sep 28, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9111 JOLLYVILLE RD #111 AUSTIN TX 787597406, 111, AUSTIN, TX 78759-7406
Investor	Possibly a Property Investor

Mortgage

Document Number	0000108851
Date	Sep 14, 2020
Instrument	108851

Lender

Name	TEXAS CAP BK
Type	Bank
Address	2350 LAKESIDE BLVD # 800, RICHARDSON, TX 75082-4340

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Sep 13, 2021

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Williamson County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Williamson County
Unified School District	Leander Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,196.00 (-2.67%) Homeowner's exemption	$626,500 (-0.8%) Land $81,500 Building $545,000	$626,500 (-0.8%) Land $81,500 Building $545,000
2023	$14,585.00 (-22.27%) Homeowner's exemption	$631,576 Land $84,000 Building $547,576	$631,576 Land $84,000 Building $547,576
2022	$18,764.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 70% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GEORGETOWN serves 191,639 people · EPA ID TX2460001
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	5 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 659 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20
Western Broadband Fixed Wireless	200 / 40

May also be available: Heritage Broadband, Optimum.

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