188 Concho Crk Loop, Leander, TX 78641 Property Records

Williamson County property record for 188 Concho Crk Loop, Leander, TX 78641

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,090 sqft · built 2021
Owner	2 Individual Names on Record
Last Sale	$279,300 (Nov 2021)
Tax Bill	$10,729 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R-17-W314-23BA-A090`

Property Details

APN / Parcel Number

Primary APN	`R-17-W314-23BA-A090`
Alternative APNs	`R569251` `391585`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,090 sqft Living Area
1st Floor Area	1,827 sqft
2nd Floor Area	1,263 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Brick
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R17W31423BAA090
Street Address	188 CONCHO CREEK LOOP
City	LEANDER
State	TX
Zip	78641-4226
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S11757 - CAUGHFIELD PH 3B, BLOCK AA, LOT 90
Legal Subdivision	CAUGHFIELD PH 3B
Legal Block	AA
Legal Lot Number	90
Jurisdiction	WILLIAMSON TX
Township / Civil Division	CEDAR PARK-LIBERTY HILL
Census Block Group	2
Census Block	2077
Census Tract	20329

Owner

Source: Williamson County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	188 CONCHO CREEK LOOP, LEANDER, TX 78641-4226
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Nov 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME FINANCING UNLIMITED INC
Nov 24, 2021	Vendor's Lien, Subdivision Related Transfer · Stand-Alone First Mortgage HOME FINANCING UNLIMITED INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 24, 2021 · Amount on Record
Deed Sale	Nov 24, 2021 · Amount on Record
Prior Sale	Feb 1, 2021 · Amount on Record
Deed Document Number	2021180233
Prior Transfer Date	Jan 28, 2021
Prior Transfer Doc	0000015581
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TX
Recording Date	Jul 22, 2026
Property Address	188 CONCHO CREEK LOOP, LEANDER, TX 78641-4226
Document Number	0000061327
Instrument Date	Jul 15, 2026
Instrument	202661327
Transaction Type	Mortgage
Record Updated	Aug 4, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000061327,
Date	Jul 22, 2026
Instrument	202661327

Lender

Name	BANK OF AMERICA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 15, 2056

Interest

Rate	6.47%
Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TX
Property Address	188 CONCHO CREEK LOOP, LEANDER, TX 78641-4226
Transaction Type	Mortgage
Record Updated	Aug 10, 2023
Title Company	GRAYSTONE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000180299
Date	Nov 24, 2021
Instrument	2021180299

Lender

Name	HOME FINANCING UNLIMITED INC
Type	Mortgage Company
Address	AUSTIN, TX 78746

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2041

November 2021: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	WILLIAMSON TX
Recording Date	Nov 24, 2021
Property Address	188 CONCHO CREEK LOOP, LEANDER, TX 78641-4226
Document Number	0000180233
Map Reference	DOC 2018051239
Instrument Date	Nov 24, 2021
Instrument	2021180233
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 4, 2024
Title Company	GRAYSTONE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	188 CONCHO CREEK LOOP, LEANDER, TX 78641-4226
Investor	Possibly a Property Investor

Mortgage

Document Number	0000180299
Date	Nov 24, 2021
Instrument	2021180299

Lender

Name	HOME FINANCING UNLIMITED INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2041

Tax Assessment & Valuation

Source: Williamson County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Williamson County
Unified School District	Leander Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,729.00 (-7.93%) Homeowner's exemption	$491,502 (-4.31%) Land $81,500 Building $410,002	$491,502 (-4.31%) Land $81,500 Building $410,002
2023	$11,653.00 (-25.45%) Homeowner's exemption	$513,620 Land $84,000 Building $429,620	$513,620 Land $84,000 Building $429,620
2022	$15,632.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 70% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GEORGETOWN serves 191,639 people · EPA ID TX2460001
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	5 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 659 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20
Western Broadband Fixed Wireless	200 / 40

May also be available: Heritage Broadband, Optimum.

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