196 Colner Cir, Folsom, CA 95630 Property Records

Sacramento County property record for 196 Colner Cir, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,105 sqft · built 2017
Lot Size	0.053 acres (2,297 sqft)
Owner	2 Individual Names on File
Last Sale	$600,000 (Jan 2025)
Tax Bill	$8,982 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`071-2000-007-0000`

Property Details

APN / Parcel Number

Primary APN	`071-2000-007-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,105 sqft Living Area
1st Floor Area	716 sqft
2nd Floor Area	1,389 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	2,297 sqft (0.053 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	196 COLNER CIR
City	FOLSOM
State	CA
Zip	95630-3576
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SP-R-M (PD
Legal Description	THE ISLAND - PHASE 1B, LOT 29, UNIT:: 0, BLOCK:: 0, BLDG:: 0
Legal Subdivision	THE ISLAND - PHASE 1B
Legal Lot Number	29
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	1
Census Block	1019
Census Tract	8504

Owner

196 Colner Cir is owned by two individuals who bought it in January 2025.

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3351 INCA ST, MANTECA, CA 95337-7045
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2023	Deed of Trust, Mortgage · Line of Credit FREMONT BANK
Jun 22, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Mar 29, 2019	Quit Claim Deed, Mortgage · FHA Mortgage UNITED WHOLESALE MTG
Jul 20, 2017	Grant Deed, Subdivision Related Transfer · FHA Mortgage OAKTREE FNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2025 · Amount on File
Deed Sale	Jan 31, 2025 · Amount on File
Prior Sale	Mar 29, 2019
Deed Book / Page	20250131 / 824
Prior Transfer Date	Mar 22, 2019
Prior Transfer Doc	3290000000663
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	196 COLNER CIR, FOLSOM, CA 95630-3576
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	196 COLNER CIR, FOLSOM, CA 95630-3576

Mortgage

Document Number	0000000465
Date	Nov 20, 2023
Instrument	202311200465

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 20, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	196 COLNER CIR, FOLSOM, CA 95630-3576
Document Number	2006260531
Instrument Date	Jun 22, 2020
Transaction Type	Mortgage
Record Updated	Jul 14, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	196 COLNER CIR FOLSOM CA 956303576, FOLSOM, CA 95630-3576

Mortgage

Document Number	2006260531
Date	Jun 26, 2020
Instrument	2006260531

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 25, 2050

March 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 29, 2019
Property Address	196 COLNER CIR, FOLSOM, CA 95630-3576
Document Number	1903290663
Instrument Date	Mar 22, 2019
Instrument	1903290663
Transaction Type	Mortgage
Record Updated	Apr 12, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	196 COLNER CIR FOLSOM CA 956303576, FOLSOM, CA 95630-3576

Mortgage

Document Number	1903290664
Date	Mar 29, 2019
Instrument	1903290664

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 28, 2049

July 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 20, 2017
Property Address	196 COLNER CIR, FOLSOM, CA 95630-3576
Document Number	1707201045
Instrument Date	Jul 17, 2017
Instrument	1707201045
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 1, 2017
Title Company	STEWART TITLE, STEWART TITLE/SACRAMENTO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$540.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	196 COLNER CIR FOLSOM CA 956303576, FOLSOM, CA 95630-3576

Mortgage

Document Number	1707201046
Date	Jul 20, 2017
Instrument	1707201046

Lender

Name	OAKTREE FNDG
Type	Funding / Finance Company
Address	UPLAND, CA 91786

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 19, 2047

Mortgage

Document Number	1707201047,
Date	Jul 20, 2017
Instrument	1707201047

Lender

Name	OAKTREE FNDG
Type	Funding / Finance Company
Address	UPLAND, CA 91786

Agreement

Amount	Amount on Record
Term	120 Months
Due	Jul 19, 2027

Tax Assessment & Valuation

The 2025 property tax bill for 196 Colner Cir was $8,982, up 3.3% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$612,000 (+9.43%) Land $193,800 Building $418,200
2025	$8,982.00 (+3.27%)	$559,240 Land $147,916 Building $411,324
2024	$8,698.00 (+1.19%)
2023	$8,596.00 (-0.08%) Homeowner's exemption	$537,525 Land $142,173 Building $395,352
2022	$8,603.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 196 Colner Cir in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 196 Colner Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber · Fixed Wireless, DSL in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: Succeed.Net.

Nearby Properties on Colner Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures