188 Colner Cir, Folsom, CA 95630 Property Records

Sacramento County property record for 188 Colner Cir, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,105 sqft · built 2017
Lot Size	0.05 acres (2,161 sqft)
Owner	2 Individual Names on Record
Last Sale	$474,000 (Mar 2017)
Tax Bill	$8,882 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Jun 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`071-2000-004-0000`

Property Details

APN / Parcel Number

Primary APN	`071-2000-004-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,105 sqft Living Area
1st Floor Area	716 sqft
2nd Floor Area	1,389 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	2,161 sqft (0.05 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	188 COLNER CIR
City	FOLSOM
State	CA
Zip	95630-3576
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SP-R-M (PD
Legal Description	THE ISLAND - PHASE 1B, LOT 26, UNIT:: 0, BLOCK:: 0, BLDG:: 0
Legal Subdivision	THE ISLAND - PHASE 1B
Legal Lot Number	26
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	1
Census Block	1019
Census Tract	8504

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	188 COLNER CIR, FOLSOM, CA 95630-3576
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORP
Jun 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Sep 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG
Sep 29, 2017	Deed of Trust, Mortgage · Conventional with PMI PROVIDENT FNDG
Mar 30, 2017	Grant Deed, Transfer · ARM PROVIDENT SAVINGS BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 2017 · Amount on Record
Deed Sale	Mar 30, 2017 · Amount on Record
Deed Book / Page	20170330 / 548
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	188 COLNER CIR, FOLSOM, CA 95630-3576
Document Number	2011240696
Instrument Date	Nov 7, 2020
Transaction Type	Mortgage
Record Updated	Dec 14, 2020
Title Company	WFG NATIONAL TITLE INSURANCE, WFG NAT'L TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	188 COLNER CIR FOLSOM CA 956303576, FOLSOM, CA 95630-3576

Mortgage

Document Number	2011240696
Date	Nov 24, 2020
Instrument	2011240696

Lender

Name	OWNING CORP
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 23, 2050

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	188 COLNER CIR, FOLSOM, CA 95630-3576
Document Number	2008200692
Instrument Date	Jun 17, 2020
Transaction Type	Mortgage
Record Updated	Sep 7, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	188 COLNER CIR FOLSOM CA 956303576, FOLSOM, CA 95630-3576

Mortgage

Document Number	2008200692
Date	Aug 20, 2020
Instrument	2008200692

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 19, 2035

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	188 COLNER CIR, FOLSOM, CA 95630-3576
Document Number	1909200980
Instrument Date	Sep 16, 2019
Transaction Type	Mortgage
Record Updated	Sep 30, 2019
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	188 COLNER CIR FOLSOM CA 956303576, FOLSOM, CA 95630-3576

Mortgage

Document Number	1909200980
Date	Sep 20, 2019
Instrument	1909200980

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 19, 2034

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	188 COLNER CIR, FOLSOM, CA 95630-3576
Document Number	1710041952
Instrument Date	Sep 29, 2017
Transaction Type	Mortgage
Record Updated	Oct 10, 2017
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	188 COLNER CIR FOLSOM CA 956303576, FOLSOM, CA 95630-3576

Mortgage

Document Number	1710041952
Date	Oct 4, 2017
Instrument	1710041952

Lender

Name	PROVIDENT FNDG
Type	Funding / Finance Company
Address	SAN BRUNO, CA 94066

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 3, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.12%

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 30, 2017
Property Address	188 COLNER CIR, FOLSOM, CA 95630-3576
Document Number	3300000000548
Book / Page	20170330 / 0548
Map Reference	MB 387 MAP 5
Instrument Date	Mar 22, 2017
Transaction Type	Transfer
Record Updated	Aug 5, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	188 COLNER CIR, FOLSOM, CA 95630-3576

Mortgage

Document Number	201703300549
Date	Mar 30, 2017
Instrument	20170330/0549

Lender

Name	PROVIDENT SAVINGS BANK FSB
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Apr 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.5%
Index	1-Year LIBOR
Max Rate	8.5%

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$561,114 (+2%) Land $118,377 Building $442,737
2025	$8,882.00 (+3.27%) Homeowner's exemption	$550,112 (+4.04%) Land $116,056 Building $434,056
2024	$8,601.00 (+1.19%)
2023	$8,500.00 (-0.11%) Homeowner's exemption	$528,752 Land $111,550 Building $417,202
2022	$8,509.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber · Fixed Wireless, DSL in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: Succeed.Net.

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