Catoosa County property record for 196 Cleve St, Ringgold, GA 30736
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,416 sqft · built 1994 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $198,000 (Mar 2022) |
| Tax Bill | $1,990 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Jun 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0024E058000 |
| Primary APN | 0024E058000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,416 sqft Heated Area |
| 1st Floor Area | 1,416 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 15,246 sqft (0.35 acres) |
| Lot Dimensions | 154 ft deep x 100 ft wide |
| Garage Area | 484 sqft |
| Porch | Slab |
| Porch Area | 140 sqft |
| Deck Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 13925 |
|---|---|
| Street Address | 196 CLEVE ST |
| City | RINGGOLD |
| State | GA |
| Zip | 30736-3457 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 18 BAGGETT ESTATES PHASE IV |
| Legal Subdivision | BAGGETT ESTATES |
| Legal Phase | 4 |
| Legal Lot Number | 18 |
| Jurisdiction | CATOOSA GA |
| Township / Civil Division | RINGGOLD |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 30306 |
Source: Catoosa County records, as of July 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 196 CLEVE ST, RINGGOLD, GA 30736-3457 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 28, 2026 | Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE |
| Jun 29, 2022 | Deed of Trust, Mortgage · Conventional Mortgage LOAN DEPOT COM |
| Mar 29, 2022 | Warranty Deed, Transfer |
| Mar 29, 2022 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 30, 2022 · Amount on Record |
| Deed Sale | Mar 30, 2022 · Amount on Record |
| Prior Sale | Mar 30, 2022 |
| Deed Document Number | 2022671 |
| Deed Book / Page | 2211 / 128 |
| Prior Transfer Date | Oct 8, 1997 |
| Prior Transfer Doc | 0605000675 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATOOSA GA |
| Recording Date | May 28, 2026 |
| Property Address | 196 CLEVE ST, RINGGOLD, GA 30736-3457 |
| Document Number | 0000000363 |
| Book / Page | 2450 / 81 |
| Instrument Date | May 14, 2026 |
| Instrument | 2026363 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 196 CLEVE ST, RINGGOLD, GA 30736-3457 |
| Document Number | 0000000363, |
|---|---|
| Date | May 28, 2026 |
| Book Page | 2450/81 |
| Instrument | 2026363 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATOOSA GA |
| Property Address | 196 CLEVE ST, RINGGOLD, GA 30736-3457 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 196 CLEVE ST, RINGGOLD, GA 30736-3457 |
| Document Number | 0022290000000697 |
|---|---|
| Date | Jun 29, 2022 |
| Book Page | 0000002229/0000000697 |
| Instrument | 005489 |
| Name | LOAN DEPOT COM |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CATOOSA GA |
| Recording Date | Mar 29, 2022 |
| Property Address | 196 CLEVE ST, RINGGOLD, GA 30736-3457 |
| Document Number | 0022110128 |
| Book / Page | 2211 / 128 |
| Instrument Date | Mar 29, 2022 |
| Instrument | 2022-000671 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 196 CLEVE ST, RINGGOLD, GA 30736-3457 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CATOOSA GA |
| Recording Date | Mar 29, 2022 |
| Property Address | 196 CLEVE ST, RINGGOLD, GA 30736-3457 |
| Document Number | 0022110126 |
| Book / Page | 2211 / 126 |
| Instrument Date | Mar 29, 2022 |
| Instrument | 2022-000669 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 466 SMOKETREE CIR, RINGGOLD, GA 30736-3311 |
Source: Catoosa County assessment roll, as of February 2, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Catoosa County |
| Unified School District | Catoosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,990.00 (+12.49%) | $104,858 (+32.64%) Land $12,000 Building $92,858 | $262,144 (+32.64%) Land $30,000 Building $232,144 |
| 2023 | $1,769.00 (+28.47%) | $79,056 Land $12,000 Building $67,056 | $197,640 Land $30,000 Building $167,640 |
| 2022 | $1,377.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 12, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 69% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RINGGOLD serves 2,953 people · EPA ID GA0470002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ringgold Telephone Company Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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