Catoosa County property record for 157 Cleve St, Ringgold, GA 30736
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,425 sqft · built 1994 |
| Lot Size | 0.569 acres (24,829 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,181 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Feb 2020 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0024E075000 |
| Primary APN | 0024E075000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,425 sqft Heated Area |
| 1st Floor Area | 1,425 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Other |
| Exterior Material | Vinyl |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 24,829 sqft (0.569 acres) |
| Lot Dimensions | 227 ft deep x 109 ft wide |
| Garage Area | 462 sqft |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 300 sqft |
| Deck Area | 238 sqft |
| Gazebo | Gazebo |
| Storage Building | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 13942 |
|---|---|
| Old Parcel Number | 0024E075000 |
| Street Address | 157 CLEVE ST |
| City | RINGGOLD |
| State | GA |
| Zip | 30736-3455 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 2 BAGGETT ESTATES PHASE IV |
| Legal Subdivision | BAGGETT ESTATES |
| Legal Phase | 4 |
| Legal Lot Number | 2 |
| Jurisdiction | CATOOSA GA |
| Township / Civil Division | RINGGOLD |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 30306 |
Source: Catoosa County records, as of January 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 157 CLEVE ST, RINGGOLD, GA 30736-3455 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS |
| Feb 12, 2020 | Warranty Deed, Transfer · Conventional Mortgage SMARTBANK |
| Feb 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SMARTBANK |
| Apr 11, 2017 | Warranty Deed, Transfer CHOICE TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 23, 2020 |
| Deed Sale | Oct 23, 2020 |
| Prior Sale | Apr 7, 2017 · Amount on Record |
| Deed Document Number | 0002034161 |
| Deed Book / Page | 2034 / 161 |
| Prior Transfer Date | Feb 6, 2020 |
| Prior Transfer Doc | 2020-000289 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATOOSA GA |
| Property Address | 157 CLEVE ST, RINGGOLD, GA 30736-3455 |
| Document Number | 0021060275 |
| Instrument Date | Jan 6, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 157 CLEVE ST RINGGOLD GA 307363455, RINGGOLD, GA 30736-3455 |
| Document Number | 0021060275 |
|---|---|
| Date | Jan 12, 2021 |
| Book Page | 002106/000275 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 11, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CATOOSA GA |
| Recording Date | Feb 12, 2020 |
| Property Address | 157 CLEVE ST, RINGGOLD, GA 30736-3455 |
| Document Number | 0020340161 |
| Book / Page | 002034 / 000161 |
| Instrument Date | Feb 6, 2020 |
| Instrument | 1073 |
| Transaction Type | Transfer |
| Record Updated | Mar 3, 2020 |
| Title Company | CHOICE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $179.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 157 CLEVE ST RINGGOLD GA 307363455, RINGGOLD, GA 30736-3455 |
| Document Number | 20340163 |
|---|---|
| Date | Feb 12, 2020 |
| Book Page | 002034/000163 |
| Instrument | 1074 |
| Name | SMARTBANK |
|---|---|
| Type | Bank |
| Address | PIGEON FORGE, TN 37868-1910 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 11, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATOOSA GA |
| Property Address | 157 CLEVE ST, RINGGOLD, GA 30736-3455 |
| Document Number | 0020410418 |
| Instrument Date | Feb 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2020 |
| Title Company | CHOICE TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 157 CLEVE ST RINGGOLD GA 307363455, RINGGOLD, GA 30736-3455 |
| Document Number | 0020410418 |
|---|---|
| Date | Mar 23, 2020 |
| Book Page | 002041/000418 |
| Instrument | 2139 |
| Name | SMARTBANK |
|---|---|
| Type | Bank |
| Address | PIGEON FORGE, TN 37868-1910 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 22, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CATOOSA GA |
| Recording Date | Apr 11, 2017 |
| Property Address | 157 CLEVE ST, RINGGOLD, GA 30736-3455 |
| Document Number | 0018730518 |
| Book / Page | 001873 / 000518 |
| Instrument Date | Apr 7, 2017 |
| Instrument | 2489 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2017 |
| Title Company | CHOICE TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $130.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 157 CLEVE ST RINGGOLD GA 307363455, RINGGOLD, GA 30736-3455 |
Source: Catoosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Catoosa County |
| Unified School District | Catoosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,181.00 (+5.31%) Homeowner's exemption | $121,099 (+30.89%) Land $12,000 Building $109,099 | $302,747 (+30.89%) Land $30,000 Building $272,747 |
| 2023 | $2,071.00 (+33.61%) | $92,523 Land $12,000 Building $80,523 | $231,307 Land $30,000 Building $201,307 |
| 2022 | $1,550.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 12, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 69% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RINGGOLD serves 2,953 people · EPA ID GA0470002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ringgold Telephone Company Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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