196 Cain Rd, Stony Point, NC 28678 Property Records

Iredell County property record for 196 Cain Rd, Stony Point, NC 28678

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,344 sqft · built 1966
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$115,500 (Jun 2019)
Tax Bill	$1,059 (2025)
Deeds & Mortgages	Jun 2019 Sale & Mortgage Jan 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`3786-90-1949.000`

Property Details

APN / Parcel Number

Primary APN	`3786-90-1949.000`
Alternative APN	`80063763`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,344 sqft Heated Area
Gross Area	1,416 sqft
1st Floor Area	1,344 sqft
Flooring	Wood
Interior Walls	Paneling

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1996
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	43,560 sqft (1 acres)
Lot Width	187 ft Width
Porch	Slab
Porch Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80063763
Street Address	196 CAIN RD
City	STONY POINT
State	NC
Zip	28678-9165
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	SR 1641
Legal Subdivision	SHILOH NORTH
Legal Block	90
Jurisdiction	IREDELL NC
Township / Civil Division	SHILOH
Census Block Group	2
Census Block	2000
Census Tract	61101

Owner

Source: Iredell County assessment roll, as of April 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	196 CAIN RD, STONY POINT, NC 28678-9165
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2019	Warranty Deed, Transfer ALCOVA MTG
Jan 12, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 28, 2019 · Amount on Record
Deed Sale	Jun 28, 2019 · Amount on Record
Prior Sale	Jan 12, 2017 · Amount on Record
Deed Book / Page	2628 / 489
Prior Transfer Date	May 22, 2007
Prior Transfer Doc	1853001453
Record Updated	Jun 8, 2026

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IREDELL NC
Recording Date	Jun 28, 2019
Property Address	196 CAIN RD, STONY POINT, NC 28678-9165
Document Number	2628489
Book / Page	002628 / 000489
Instrument Date	Jun 28, 2019
Transaction Type	Transfer
Record Updated	Jul 22, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$231.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	196 CAIN RD STONY POINT NC 286789165, STONY POINT, NC 28678-9165

Mortgage

Document Number	2628492
Date	Jun 28, 2019
Book Page	002628/000492

Lender

Name	ALCOVA MTG
Type	Mortgage Company
Address	ROANOKE, VA 24011

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 27, 2049

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IREDELL NC
Recording Date	Jan 12, 2017
Property Address	196 CAIN RD, STONY POINT, NC 28678-9165
Document Number	24681993
Book / Page	002468 / 001993
Instrument Date	Jan 12, 2017
Transaction Type	Transfer
Record Updated	Jan 23, 2017

Transaction

Amount	Amount Recorded
Tax	$36.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4793 PANAMA DR CONOVER NC 286138426, CONOVER, NC 28613-8426

Tax Assessment & Valuation

Source: Iredell County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Iredell County
Unified School District	Iredell-Statesville Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,059.00	$169,380 (-) Land $37,500 Building $131,880	$169,380 (-) Land $37,500 Building $131,880
2024	$1,059.00	$169,380 (-) Land $37,500 Building $131,880	$169,380 (-) Land $37,500 Building $131,880
2023	$1,059.00 (+39.16%)	$169,380 (+51.42%) Land $37,500 Building $131,880	$169,380 (+51.42%) Land $37,500 Building $131,880
2022	$761.00	$111,860 Land $22,500 Building $89,360	$111,860 Land $22,500 Building $89,360

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2013–2020)
Most Recent Claim	Nov 2020 · Tropical Storm Eta

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cain Rd

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