Iredell County property record for 187 Cain Rd, Stony Point, NC 28678 · Last verified April 2026
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,849 sqft · built 2001 |
| Lot Size | 0.523 acres (22,782 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $65,000 (Feb 2020) |
| Tax Bill | $863 (2025) |
| Deeds & Mortgages | Sep 2022 Mortgage Feb 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3786-90-4874.000 |
| Primary APN | 3786-90-4874.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,849 sqft Heated Area |
| Gross Area | 2,063 sqft |
| 1st Floor Area | 1,849 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Mobile/Manufactured |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 22,782 sqft (0.523 acres) |
| Lot Width | 115 ft Width |
| Porch | Slab |
|---|---|
| Porch Area | 214 sqft |
| Deck Area | 24 sqft |
| Patio Area | 24 sqft |
| Storage Building | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 77393050 |
|---|---|
| Street Address | 187 CAIN RD |
| City | STONY POINT |
| State | NC |
| Zip | 28678-9165 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | L11 CAIN RD EST PB 32-109 PH 1 |
| Legal Subdivision | CAIN RD EST |
| Legal Block | 90 |
| Legal Lot Number | 11 |
| Jurisdiction | IREDELL NC |
| Township / Civil Division | SHILOH |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 61101 |
Source: Iredell County records · APN 3786-90-4874.000
Assessment roll updated April 7, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 187 CAIN RD, STONY POINT, NC 28678-9165 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 26, 2022 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Feb 21, 2020 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 21, 2020 · Amount on Record |
| Deed Sale | Feb 21, 2020 · Amount on Record |
| Prior Sale | Nov 20, 2002 · Amount on Record |
| Deed Book / Page | 2678 / 1821 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IREDELL NC |
| Property Address | 187 CAIN RD, STONY POINT, NC 28678-9165 |
| Transaction Type | Mortgage |
| Record Updated | Oct 07, 2022 |
| Name | Verified Name |
|---|---|
| Address | 187 CAIN RD, STONY POINT, NC 28678-9165 |
| Document Number | 0029482268 |
|---|---|
| Date | Sep 26, 2022 |
| Book Page | 2948/2268 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 01, 2037 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | IREDELL NC |
| Recording Date | Feb 21, 2020 |
| Property Address | 187 CAIN RD, STONY POINT, NC 28678-9165 |
| Document Number | 26781821 |
| Book / Page | 2678 / 1821 |
| Map Reference | MB 32 PG 109 |
| Instrument Date | Feb 21, 2020 |
| Transaction Type | Transfer |
| Record Updated | Dec 07, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $130.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 111 GLEN CROSS DR, 111, STATESVILLE, NC 28625-8854 |
| Name | Verified Name |
|---|---|
| Address | 187 CAIN RD, STONY POINT, NC 28678-9165 |
| Document Number | 26781824 |
|---|---|
| Date | Feb 21, 2020 |
| Book Page | 2678/1824 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 01, 2035 |
Source: Iredell County records · Assessment roll updated April 7, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Iredell County |
| Unified School District | Iredell-Statesville Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $863.00 | $136,240 (-) Land $18,000 Building $118,240 | $136,240 (-) Land $18,000 Building $118,240 |
| 2024 | $863.00 | $136,240 (-) Land $18,000 Building $118,240 | $136,240 (-) Land $18,000 Building $118,240 |
| 2023 | $863.00 (+59.23%) | $136,240 (+75.75%) Land $18,000 Building $118,240 | $136,240 (+75.75%) Land $18,000 Building $118,240 |
| 2022 | $542.00 | $77,520 Land $14,000 Building $63,520 | $77,520 Land $14,000 Building $63,520 |
Source: FEMA National Flood Hazard Layer, Iredell County (37097C), updated January 27, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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