1957 W Chapel Dr, Deltona, FL 32738 Property Records

Volusia County property record for 1957 W Chapel Dr, Deltona, FL 32738

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,668 sqft · built 1984
Lot Size	0.287 acres (12,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$293,000 (Nov 2024)
Tax Bill	$3,898 (2025)
Deeds & Mortgages	Sep 2023 Second Mortgage Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8130-65-22-0010`

Property Details

APN / Parcel Number

Primary APN	`8130-65-22-0010`
Alternative APNs	`31183065220010` `30183165220010` `2887940.0` `2887940`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,668 sqft Living Area
Gross Area	2,184 sqft
1st Floor Area	1,418 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2001
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,500 sqft (0.287 acres)
Lot Dimensions	125 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	516 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	375 sqft
Patio Area	242 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	2887940
Street Address	1957 W CHAPEL DR
City	DELTONA
State	FL
Zip	32738-3813
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01R
Legal Description	LOT 1 BLK 1717 DELTONA LAKES UNIT 65 MB 28 PGS 117-121 INC PER OR 5055 PG 4055 PER D/C 6460 PG 0425 PER OR 6801 PG 3092 PER OR 6802 PG 2189 PER OR 6802 PG 2190 PER OR 7596 PG 392 PER OR 8635 PG 0822
Legal Range	31E
Legal Township	18S
Legal Section	30
Legal Subdivision	DELTONA LAKES
Legal Tract	65
Legal Block	1717
Legal Lot Number	1
Legal Unit	65
Jurisdiction	VOLUSIA FL
Township / Civil Division	DELTONA
Census Block Group	2
Census Block	2006
Census Tract	91037

Owner

Source: Volusia County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1957 W CHAPEL DR, DELTONA, FL 32738-3813
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Sep 11, 2018	Warranty Deed, Transfer · Conventional with PMI LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 22, 2024 · Amount on Record
Deed Sale	Nov 22, 2024 · Amount on Record
Prior Sale	Sep 11, 2018 · Amount on Record
Deed Document Number	2024224168
Deed Book / Page	8635 / 822
Prior Transfer Date	Jan 3, 2013
Prior Transfer Doc	0068022189
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	1957 W CHAPEL DR, DELTONA, FL 32738-3813
Transaction Type	Mortgage
Record Updated	Oct 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1957 W CHAPEL DR, DELTONA, FL 32738-3813

Mortgage

Document Number	0084621569
Date	Sep 20, 2023
Book Page	8462/1569
Instrument	2023192775

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Sep 11, 2018
Property Address	1957 W CHAPEL DR, DELTONA, FL 32738-3813
Document Number	0075960392
Book / Page	007596 / 000392
Instrument Date	Aug 31, 2018
Instrument	183819
Transaction Type	Transfer
Record Updated	Sep 26, 2018
Title Company	CENTRAL FLORIDA TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,253.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1957 W CHAPEL DR DELTONA FL 327383813, DELTONA, FL 32738-3813

Mortgage

Document Number	75960394
Date	Sep 11, 2018
Book Page	007596/000394
Instrument	183820

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 10, 2048

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Deltona City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$227,087 (-0.16%) Land $61,420 Building $165,667	$227,087 (-0.16%) Land $61,420 Building $165,667
2025	$3,898.00 (+32.81%) Homeowner's exemption	$227,450 (+33.61%) Land $61,420 Building $166,030	$227,450 (-14.03%) Land $61,420 Building $166,030
2024	$2,935.00 (+3.93%)
2023	$2,824.00 (+1.18%) Homeowner's exemption	$170,240 (+3%)	$264,569 (+16.32%) Land $60,175 Building $204,394
2022	$2,791.00 Homeowner's exemption	$165,282	$227,444 Land $42,330 Building $185,114

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	5 (2022–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Hurricane Ian, Oct 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELTONA WATER serves 81,006 people · EPA ID FL3640287
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 50

May also be available: AT&T, Verizon, Wire 3.

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