1948 W Chapel Dr, Deltona, FL 32738 Property Records

Volusia County property record for 1948 W Chapel Dr, Deltona, FL 32738

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,750 sqft · built 2000
Lot Size	0.438 acres (19,116 sqft)
Owner	Individual Name on File
Last Sale	$265,000 (Feb 2019)
Tax Bill	$3,594 (2024)
Deeds & Mortgages	Jun 2020 Mortgage Feb 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8130-65-18-0070`

Property Details

APN / Parcel Number

Primary APN	`8130-65-18-0070`
Alternative APNs	`31183065180070` `2887257.0` `2887257`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,750 sqft Living Area
1st Floor Area	1,750 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2004
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	19,116 sqft (0.438 acres)
Lot Dimensions	177 ft deep x 108 ft wide
Garage Area	380 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	1 sqft
Porch	Open Porch
Porch Area	255 sqft
Deck Area	80 sqft
Patio Area	853 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	2887257.0
Old Parcel Number	31183065180070
Street Address	1948 W CHAPEL DR
City	DELTONA
State	FL
Zip	32738-3815
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LOT 7 BLK 1713 DELTONA LAKES UNIT 65 MB 28 PGS 117-121 INC PER OR 4916 PG 0933 PER OR 7235 PGS 0499-0500 PER OR 7326 PG 2032
Legal Range	31E
Legal Township	18S
Legal Section	30
Legal Subdivision	DELTONA
Legal Tract	65
Legal Block	1713
Legal Lot Number	7
Legal Unit	65
Jurisdiction	VOLUSIA FL
Township / Civil Division	DELTONA
Census Block Group	2
Census Block	2000
Census Tract	91037

Owner

1948 W Chapel Dr is owned and occupied by an individual who bought it in February 2019.

Source: Volusia County records, as of December 19, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1948 W CHAPEL DR, DELTONA, FL 32738-3815
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Feb 15, 2019	Warranty Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Jan 31, 2017	Warranty Deed, Subdivision Related Transfer · FHA Mortgage SUPREME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 15, 2019 · Amount on File
Deed Sale	Feb 15, 2019 · Amount on File
Prior Sale	Jan 31, 2017 · Amount on File
Deed Document Number	2019-031513
Deed Book / Page	7657 / 0748
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	1948 W CHAPEL DR, DELTONA, FL 32738-3815
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0078591858
Date	Jun 3, 2020
Book Page	7859/1858
Instrument	2020-098819

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jun 1, 2040

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Feb 15, 2019
Property Address	1948 W CHAPEL DR, DELTONA, FL 32738-3815
Document Number	0076570748
Book / Page	7657 / 0748
Map Reference	MB 28 PG 117
Instrument Date	Feb 14, 2019
Instrument	2019-031513
Transaction Type	Transfer
Record Updated	Jan 4, 2022
Title Company	LIGHTHOUSE TITLE OF EAST FLO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,855.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1026, GENEVA, FL 32732-1026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1948 W CHAPEL DR, DELTONA, FL 32738-3815

Mortgage

Document Number	2019031514
Date	Feb 15, 2019
Instrument	2019-031514

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Mar 1, 2039

January 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Jan 31, 2017
Property Address	1948 W CHAPEL DR, DELTONA, FL 32738-3815
Document Number	0073551756
Book / Page	007355 / 001756
Instrument Date	Jan 31, 2017
Instrument	20479
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 28, 2017
Title Company	LIGHTHOUSE TITLE/E FL INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,435.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1948 W CHAPEL DR DELTONA FL 327383815, DELTONA, FL 32738-3815

Mortgage

Document Number	73551758
Date	Jan 31, 2017
Book Page	007355/001758
Instrument	20480

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 30, 2047

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Deltona City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$215,901	$333,577 Land $60,329 Building $273,248
2024	$3,594.00 (+3.25%)
2023	$3,481.00 (+1.02%) Homeowner's exemption	$203,706 (+3%)	$347,173 (+16.54%) Land $52,663 Building $294,510
2022	$3,446.00 Homeowner's exemption	$197,773	$297,904 Land $36,333 Building $261,571

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1948 W Chapel Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 26 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	5 (2022–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Hurricane Ian, Oct 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1948 W Chapel Dr is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELTONA WATER serves 81,006 people · EPA ID FL3640287
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 50

May also be available: AT&T, Verizon, Wire 3.

Nearby Properties on W Chapel Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures