1957 Cedar Top Rd, Reading, PA 19607 Property Records

Berks County property record for 1957 Cedar Top Rd, Reading, PA 19607

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,120 sqft · built 1976
Lot Size1.01 acres (43,996 sqft)
OwnerIndividual Name on Record
Last Sale$250,000 (Sep 2018)
Tax Bill$2,635 (2026)
Deeds & MortgagesSep 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN4395-19-52-9364

Property Details

APN / Parcel Number

Primary APN4395-19-52-9364
Alternative APNs
  • 39-4395-19-52-9364
  • 39039105
  • 039105

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,120 sqft Living Area
1st Floor Area1,120 sqft
Basement Area300 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Exterior MaterialAluminum/Vinyl
Lot Area43,996 sqft
TerrainBelow Road/Slope
View / LotNeighborhood
PorchOpen Frame Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelOil
SewerMunicipal
Water SourceWell

Location & Zoning

Account Number39039105
Street Address1957 CEDAR TOP RD
CityREADING
StatePA
Zip19607-9343
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block52
JurisdictionBERKS PA
Township / Civil DivisionCUMRU
Census Block Group3
Census Block3007
Census Tract11601

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1957 CEDAR TOP RD, READING, PA 19607-9343
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 28, 2018 · Amount on Record
Deed SaleSep 28, 2018 · Amount on Record
Prior SaleNov 10, 1998
Deed Document Number201833823
Prior Transfer DateApr 26, 2013
Prior Transfer Doc0000018857
Record UpdatedOct 29, 2026

September 2018: Deed, Transfer

Document TypeDeed
JurisdictionBERKS PA
Recording DateSep 28, 2018
Property Address1957 CEDAR TOP RD, READING, PA 19607-9343
Document Number0000033823
Instrument DateSep 7, 2018
Instrument2018033823
Transaction TypeTransfer
Record UpdatedMay 25, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1600 TIOGA AVE, READING, PA 19607-2951

Mortgage

Document Number0000033824
DateSep 28, 2018
Instrument2018033824
Lender
NameM & T BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term121 Months
DueOct 1, 2028

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyBerks County
County SubdivisionCumru Township
Unified School DistrictGovernor Mifflin School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,635.00 (+24.82%)$132,700 (-) Land $60,000 Building $72,700$60,000 (-54.79%) Land $60,000
2024$2,111.00$132,700 Land $60,000 Building $72,700
1994$132,700 Land $60,000 Building $72,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims3 (1982–2023)
Claims Outside the SFHA2 of 3
Most Recent ClaimJul 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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