1926 Cedar Top Rd, Reading, PA 19607 Property Records

Berks County property record for 1926 Cedar Top Rd, Reading, PA 19607

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,296 sqft · built 1979
Lot Size	1.73 acres (75,794 sqft)
Owner	2 Individual Names on File
Last Sale	$331,000 (Nov 2023)
Tax Bill	$2,683 (2026)
Deeds & Mortgages	Jan 2026 Mortgage Nov 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4395-19-62-3065`

Property Details

APN / Parcel Number

Primary APN	`4395-19-62-3065`
Alternative APNs	`39-4395-19-62-3065` `39039036` `039036`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,296 sqft Living Area
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Aluminum/Vinyl
Lot Area	75,794 sqft
Terrain	Above Road/Slope
View / Lot	Neighborhood
Garage Type	Attached
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Well

Location & Zoning

Account Number	39039036
Street Address	1926 CEDAR TOP RD
City	MOHNTON
State	PA
Zip	19540
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	62
Legal Lot Number	1
Jurisdiction	BERKS PA
Township / Civil Division	CUMRU
Census Block Group	3
Census Block	3019
Census Tract	11601

Owner

1926 Cedar Top Rd is owned and occupied by two individuals who bought it in November 2023.

Source: Berks County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1926 CEDAR TOP RD, READING, PA 19607-9345
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY MORTGAGE INC
Nov 15, 2023	Deed, Transfer · Conventional Mortgage FIRSTRUST BANK
Aug 31, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2023 · Amount on File
Deed Sale	Nov 15, 2023 · Amount on File
Prior Sale	Aug 2, 1984
Deed Document Number	202333725
Prior Transfer Date	Aug 9, 2018
Prior Transfer Doc	0000030211
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	1926 CEDAR TOP RD, READING, PA 19607-9345
Transaction Type	Mortgage
Record Updated	Jan 20, 2026
Title Company	UNKNOWN, ACCUABSTRACT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1926 CEDAR TOP RD, READING, PA 19607-9345

Mortgage

Document Number	0000000608
Date	Jan 7, 2026
Instrument	2026000608

Lender

Name	FIRST COMMUNITY MORTGAGE INC
Type	Mortgage Company
Address	262 ROBERT ROSE DR, MURFREESBORO, TN 37129

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Nov 15, 2023
Property Address	1926 CEDAR TOP RD, READING, PA 19607-9345
Document Number	0000033725
Map Reference	VOL 133 PG 36
Instrument Date	Oct 26, 2023
Instrument	2023033725
Transaction Type	Transfer
Record Updated	Dec 7, 2023
Title Company	SIGNATURE ABSTRACT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,310.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1926 CEDAR TOP RD, READING, PA 19607-9345

Mortgage

Document Number	0000033726
Date	Nov 15, 2023
Instrument	2023033726

Lender

Name	FIRSTRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERKS PA
Recording Date	Aug 31, 2018
Property Address	1926 CEDAR TOP RD, READING, PA 19607-9345
Document Number	0000030211
Instrument Date	Aug 9, 2018
Instrument	30211
Transaction Type	Transfer
Record Updated	Sep 14, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1926 CEDAR TOP RD READING PA 196079345, READING, PA 19607-9345

Tax Assessment & Valuation

The 2026 property tax bill for 1926 Cedar Top Rd was $2,683.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
County Subdivision	Cumru Township
Unified School District	Governor Mifflin School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,683.00	$135,100 Land $63,000 Building $72,100	$63,000 Land $63,000
2024	$2,149.00 (-64.43%)	$135,100 (-) Land $63,000 Building $72,100
2023	$6,041.00 Homeowner's exemption	$135,100 Land $63,000 Building $72,100
1994			$135,100 Land $63,000 Building $72,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1926 Cedar Top Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1982–2023)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jul 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1926 Cedar Top Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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