San Diego County property record for 19560 Oak Mountain Rd, Ramona, CA 92065
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,640 sqft · built 2006 |
| Lot Size | 9.61 acres (418,612 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $833,000 (Jul 2022) |
| Tax Bill | $9,115 (2025) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 286-031-18-00 |
| Primary APN | 286-031-18-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,640 sqft Living Area |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Lot Area | 418,612 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 19560 OAK MOUNTAIN RD |
|---|---|
| City | RAMONA |
| State | CA |
| Zip | 92065-6357 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A72 |
| Legal Description | SEC 4-13-2E SWQ DOC75-341134 IN SEQ OF |
| Legal Range | 02E |
| Legal Township | 13 |
| Legal Section | 04 |
| Legal Block | 2 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | RAMONA |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 20807 |
19560 Oak Mountain Rd is owned and occupied by two individuals who bought it in July 2022.
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 19560 OAK MOUNTAIN RD, RAMONA, CA 92065-6357 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jul 28, 2022 | Grant Deed, Transfer · Conventional Mortgage PATRICK PACIFIC FINANCIAL CORP |
| Mar 18, 2021 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC |
| Mar 2, 2020 | Grant Deed, Transfer · VA Mortgage USAA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 28, 2022 · Amount on File |
| Deed Sale | Jul 28, 2022 · Amount on File |
| Prior Sale | Mar 2, 2020 · Amount on File |
| Deed Document Number | 2022309645 |
| Prior Transfer Date | Dec 5, 1996 |
| Prior Transfer Doc | 0000165514 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 28, 2022 |
| Property Address | 19560 OAK MOUNTAIN RD, RAMONA, CA 92065-6357 |
| Document Number | 0000309645 |
| Instrument Date | Jul 8, 2022 |
| Instrument | 2022-0309645 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2022 |
| Title Company | WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 19560 OAK MOUNTAIN RD, RAMONA, CA 92065-6357 |
| Document Number | 0000309646 |
|---|---|
| Date | Jul 28, 2022 |
| Instrument | 2022-0309646 |
| Name | PATRICK PACIFIC FINANCIAL CORP |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 19560 OAK MOUNTAIN RD, RAMONA, CA 92065-6357 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 19560 OAK MOUNTAIN RD, RAMONA, CA 92065-6357 |
| Document Number | 0000210491 |
|---|---|
| Date | Mar 18, 2021 |
| Instrument | 2021-0210491 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Jan 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 2, 2020 |
| Property Address | 19560 OAK MOUNTAIN RD, RAMONA, CA 92065-6357 |
| Document Number | 0000107664 |
| Instrument Date | Jan 28, 2020 |
| Instrument | 107664 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2020 |
| Title Company | STEWART TITLE, STEWART TITLE/CA |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $688.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 19560 OAK MOUNTAIN RD RAMONA CA 920656357, RAMONA, CA 92065-6357 |
| Document Number | 107665 |
|---|---|
| Date | Mar 2, 2020 |
| Instrument | 107665 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2050 |
The 2025 property tax bill for 19560 Oak Mountain Rd was $9,115.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Ramona City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $883,984 (+2%) Land $417,240 Building $466,744 | |
| 2025 | $9,115.00 | $866,652 Land $409,059 Building $457,593 |
| 2023 | $8,282.00 (+22.9%) | $787,000 Land $371,000 Building $416,000 |
| 2022 | $6,739.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 19560 Oak Mountain Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 19560 Oak Mountain Rd is extreme, ranking above 98.4% of the US, with a 4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 98.4% of the US · above 90% of California |
|---|---|
| Wildfire Likelihood | 4% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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