19451 Oak Mountain Rd, Ramona, CA 92065 Property Records

San Diego County property record for 19451 Oak Mountain Rd, Ramona, CA 92065

Property Summary

Property Type	Vacant Land
Details	2 bd · 2 ba · 1,250 sqft · built 2020
Lot Size	9.63 acres (419,483 sqft)
Owner	2 Individual Names on File
Last Sale	$795,000 (Oct 2024)
Tax Bill	$8,362 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`286-101-04-00`

Property Details

APN / Parcel Number

Primary APN	`286-101-04-00`
Alternative APN	`2861007200`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,250 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	419,483 sqft

Location & Zoning

Old Parcel Number	2861007200
Street Address	19451 OAK MOUNTAIN RD
City	RAMONA
State	CA
Zip	92065-6346
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Local Zoning Code	A72
Legal Description	PAR 4 TR PM10763
Legal Subdivision	CITY OF SAN DIEGO
Legal Tract	1010763
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	2
Census Block	2011
Census Tract	20807

Owner

19451 Oak Mountain Rd, vacant land, is owned and occupied by two individuals who acquired it in April 2026.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	19451 OAK MOUNTAIN RD, RAMONA, CA 92065-6346
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2026	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage PLAZA HOME MORTGAGE INC
Jul 30, 2019	Deed of Trust, Mortgage ILL D M & MCGU2002 TR OF (RT)
May 6, 2019	Grant Deed, Transfer TRICO TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 25, 2024 · Amount on File
Deed Sale	Oct 25, 2024 · Amount on File
Prior Sale	May 6, 2019 · Amount on File
Deed Document Number	2024293354
Last Transfer Date	Apr 22, 2026
Transfer Doc	0000117808
Record Updated	Oct 29, 2026

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 27, 2026
Property Address	19451 OAK MOUNTAIN RD, RAMONA, CA 92065-6346
Document Number	0000117808
Instrument Date	Apr 22, 2026
Instrument	2026117808
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	COAST TITLE, ORANGE COAST TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	19451 OAK MOUNTAIN RD, RAMONA, CA 92065-6346

Mortgage

Document Number	0000117809,
Date	Apr 27, 2026
Instrument	2026117809

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.5%
Initial Type	Fixed Rate
Max Rate	-1%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	19451 OAK MOUNTAIN RD, RAMONA, CA 92065-6346
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19451 OAK MOUNTAIN RD, RAMONA, CA 92065-6346

Mortgage

Document Number	0000557038
Date	Sep 21, 2020
Instrument	2020-0557038

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	19451 OAK MOUNTAIN RD, RAMONA, CA 92065-6346
Document Number	0000332055
Instrument Date	Jul 30, 2019
Transaction Type	Mortgage
Record Updated	Aug 16, 2019
Title Company	TICOR TITLE COMPANY/CA SAN DIEGO, TICOR TITLE CO/CA SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	24620 RANCHO SANTA TERESA DR RAMONA CA 920656317, RAMONA, CA 92065-6317

Mortgage

Document Number	0000332055
Date	Aug 8, 2019
Instrument	332055

Lender

Name	ILL D M & MCGU2002 TR OF (RT)
Address	4940 BEAUMONT DR, LA MESA, CA 91941-4458

Agreement

Amount	Amount on Record

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 6, 2019
Property Address	19451 OAK MOUNTAIN RD, RAMONA, CA 92065-6346
Document Number	0000166845
Instrument Date	Apr 25, 2019
Instrument	166845
Transaction Type	Transfer
Record Updated	May 13, 2019
Title Company	TRICO TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$137.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	24620 RANCHO SANTA TERESA DR RAMONA CA 920656317, RAMONA, CA 92065-6317

Tax Assessment & Valuation

The 2025 property tax bill for 19451 Oak Mountain Rd was $8,362.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$810,900 (+2%) Land $510,000 Building $300,900
2025	$8,362.00	$795,000 Land $500,000 Building $295,000
2023	$4,404.00 (+1.5%)	$418,052 Land $165,235 Building $252,817
2022	$4,339.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 19451 Oak Mountain Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 19451 Oak Mountain Rd is extreme, ranking above 99.1% of the US, with a 4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 99.1% of the US · above 93% of California
Wildfire Likelihood	4% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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