Winnebago County property record for 1956 E Lone Elm Ave, Oshkosh, WI 54902
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.75 acres (32,670 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,003 (2024) |
| Deeds & Mortgages | Sep 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 004-0562 |
| Primary APN | 004-0562 |
|---|---|
| Alternative APN |
|
| Lot Area | 32,670 sqft (0.75 acres) |
|---|
| Heating System | HVAC |
|---|
| Account Number | 27594 |
|---|---|
| Street Address | 1956 LONE ELM AVE |
| City | OSHKOSH |
| State | WI |
| Zip | 54902-9127 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | PT GOV LOT 4 DESC AS W 100 FT OF E 435 FT OF S 300 FT LYG W OF CL OF HWY .75 A. |
| Legal Range | 17E |
| Legal Township | 17N |
| Legal Section | 33 |
| Legal Lot Number | 4 |
| Jurisdiction | WINNEBAGO WI |
| Township / Civil Division | BLACK WOLF |
| Census Block Group | 3 |
| Census Block | 3032 |
| Census Tract | 1900 |
1956 E Lone Elm Ave is owned and occupied by two individuals.
Source: Winnebago County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1956 LONE ELM AVE, OSHKOSH, WI 54902-9127 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO WI |
| Property Address | 1956 E LONE ELM AVE, OSHKOSH, WI 54902-9127 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1956 E LONE ELM AVE, OSHKOSH, WI 54902-9127 |
| Document Number | 0001862709 |
|---|---|
| Date | Sep 13, 2021 |
| Instrument | 1862709 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60690 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 8, 2051 |
Source: Winnebago County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Winnebago County |
| County Subdivision | Black Wolf Town |
| Unified School District | Oshkosh Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $214,100 Land $41,900 Building $172,200 | ||
| 2024 | $2,003.00 (-9.57%) | ||
| 2023 | $2,215.00 (+1%) Homeowner's exemption | $129,100 (-) Land $19,000 Building $110,100 | $187,590 (+11.86%) Land $27,608 Building $159,982 |
| 2022 | $2,193.00 Homeowner's exemption | $129,100 Land $19,000 Building $110,100 | $167,705 Land $24,682 Building $143,023 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1956 E Lone Elm Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective March 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 2 (1999–2004) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jun 2004 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1956 E Lone Elm Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 90% of Wisconsin |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Bertram Communications Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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