1828 E Lone Elm Ave, Oshkosh, WI 54902 Property Records

Winnebago County property record for 1828 E Lone Elm Ave, Oshkosh, WI 54902

Property Summary

Property TypeSingle Family Home
Lot Size15.5 acres (675,180 sqft)
OwnerIndividual Name on File
Tax Bill$2,875 (2024)
Deeds & MortgagesJul 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN004-0563-01

Property Details

APN / Parcel Number

Primary APN004-0563-01
Alternative APN
  • 27265

Exterior

Lot Area675,180 sqft

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Account Number27265
Street Address1828 LONE ELM AVE
CityOSHKOSH
StateWI
Zip54902-9127
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA2
Legal DescriptionS 836 FT OF W 863.4 FT OF GOV LOT 4 EXC E 145.2 FT OF S 300 FT 15.50 A.
Legal Range17E
Legal Township17N
Legal Section33
Legal Lot Number4
JurisdictionWINNEBAGO WI
Township / Civil DivisionBLACK WOLF
Census Block Group3
Census Block3032
Census Tract1900

Owner

1828 E Lone Elm Ave is owned and occupied by an individual.

Source: Winnebago County records, as of May 27, 2026

Owner of RecordIndividual Name on File
Mailing Address1828 LONE ELM AVE, OSHKOSH, WI 54902-9127
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNEBAGO WI
Property Address1828 E LONE ELM AVE, OSHKOSH, WI 54902-9127
Transaction TypeMortgage
Record UpdatedJun 26, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001857786
DateJul 20, 2021
Instrument1857786
Lender
NameWINNEBAGO COMMUNITY CU
TypeCredit Union
AddressOSHKOSH, WI 54903
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateWisconsin
CountyWinnebago County
County SubdivisionBlack Wolf Town
Unified School DistrictOshkosh Area School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$290,900 Land $64,600 Building $226,300
2024$2,875.00 (-10.41%)
2023$3,209.00 (+1.55%) Homeowner's exemption$182,000 (-) Land $46,500 Building $135,500$264,457 (+11.86%) Land $67,567 Building $196,890
2022$3,160.00 Homeowner's exemption$182,000 Land $46,500 Building $135,500$236,423 Land $60,405 Building $176,018

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1828 E Lone Elm Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective March 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims2 (1999–2004)
Claims Outside the SFHA1 of 2
Most Recent ClaimJun 2004 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1828 E Lone Elm Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Wisconsin
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 35
Verizon
Fixed Wireless
300 / 20
Bertram Communications
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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