1956 Clovia Ln, Memphis, TN 38114 Property Records

Shelby County property record for 1956 Clovia Ln, Memphis, TN 38114

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 958 sqft · built 1950
Lot Size0.152 acres (6,600 sqft)
OwnerCompany Name on Record
Last Sale$81,000 (Oct 2020)
Tax Bill$597 (2025)
Deeds & MortgagesOct 2020 Sale
Aug 2020 Sale
+ 3 more
Flood ZoneZone X (minimal risk)
APN03-1087-0-0038

Property Details

APN / Parcel Number

Primary APN03-1087-0-0038

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area958 sqft Living Area
1st Floor Area958 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1985
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area6,600 sqft (0.152 acres)
Lot Dimensions110 ft deep x 60 ft wide
PorchOpen Porch
Porch Area55 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address1956 CLOVIA LN
CityMEMPHIS
StateTN
Zip38114-2928
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-6
Legal DescriptionNS CLOVIA LANE NORTH
Legal SubdivisionCHANDLER & CHANDLER CLOVERDALE
Legal Lot Number92
JurisdictionSHELBY TN
Township / Civil Division10
Census Block Group2
Census Block2018
Census Tract6500

Owner

Source: Shelby County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address32040 CALA GERONA, TEMECULA, CA 92592-3657
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Oct 23, 2020Warranty Deed, Transfer
SADDLE CREEK TITLE LLC
Aug 14, 2020Warranty Deed, Transfer
SADDLE CREEK TITLE LLC
Aug 12, 2020Loan Modification, Mortgage · Line of Credit
FINANCIAL FED'L BK
Jul 13, 2020Affidavit of Death, Transfer
NOT AVAILABLE
Jul 13, 2020Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 23, 2020 · Amount on Record
Deed SaleOct 23, 2020 · Amount on Record
Prior SaleAug 14, 2020 · Amount on Record
Deed Document Number2020116811
Prior Transfer DateJul 9, 2020
Prior Transfer Doc0000071897
Record UpdatedOct 29, 2026

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHELBY TN
Recording DateOct 23, 2020
Property Address1956 CLOVIA LN, MEMPHIS, TN 38114-2928
Document Number0000116811
Instrument DateOct 20, 2020
Instrument116811
Transaction TypeTransfer
Record UpdatedJun 22, 2021
Title CompanySADDLE CREEK TITLE LLC

Transaction

AmountAmount Recorded
Tax$300.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address32040 CALA GERONA TEMECULA CA 925923657, TEMECULA, CA 92592-3657

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHELBY TN
Recording DateAug 14, 2020
Property Address1956 CLOVIA LN, MEMPHIS, TN 38114-2928
Document Number0000085914
Instrument DateAug 12, 2020
Instrument85914
Transaction TypeTransfer
Record UpdatedSep 4, 2020
Title CompanySADDLE CREEK TITLE LLC

Transaction

AmountAmount Recorded
Tax$67.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPartnership
Address46 FLICKER ST MEMPHIS TN 381045918, MEMPHIS, TN 38104-5918

August 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSHELBY TN
Property Address1956 CLOVIA LN, MEMPHIS, TN 38114-2928
Document Number0000085915
Instrument DateAug 12, 2020
Transaction TypeMortgage
Record UpdatedSep 4, 2020
Title CompanySADDLE CREEK TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPartnership
Address2238 CENTRAL AVE MEMPHIS TN 381045508, MEMPHIS, TN 38104-5508
InvestorPossibly a Property Investor

Mortgage

Document Number0000085915
DateAug 14, 2020
Instrument85915
Lender
NameFINANCIAL FED'L BK
TypeBank
Agreement
TypeLine of Credit
Interest
Rate TypeAdjustable Rate

July 2020: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionSHELBY TN
Recording DateJul 13, 2020
Property Address1956 CLOVIA LN, MEMPHIS, TN 38114-2928
Document Number0000071899
Instrument DateJul 9, 2020
Instrument71899
Transaction TypeTransfer
Record UpdatedJul 22, 2020
Title CompanyNOT AVAILABLE

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7318 PINNACLE FARMS DR MEMPHIS TN 381253649, MEMPHIS, TN 38125-3649

July 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSHELBY TN
Recording DateJul 13, 2020
Property Address1956 CLOVIA LN, MEMPHIS, TN 38114-2928
Document Number0000071897
Instrument DateJul 9, 2020
Instrument71897
Transaction TypeTransfer
Record UpdatedJul 22, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1956 CLOVIA LN MEMPHIS TN 381142928, MEMPHIS, TN 38114-2928

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyShelby County
MunicipalityMemphis City
Unified School DistrictShelby County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$597.00 (+44.55%)$22,200 (+81.97%) Land $2,725 Building $19,475$88,800 (+81.97%) Land $10,900 Building $77,900
2024$413.00 (-44.41%)
2023$12,200 Land $1,100 Building $11,100
2022$743.00
2021$48,800 Land $4,400 Building $44,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims4 (1980–1983)
Most Recent ClaimNov 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of Tennessee
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMEMPHIS LIGHT, GAS, & WATER
serves 659,500 people · EPA ID TN0000450
Water SourceGroundwater
Last State InspectionApr 2024
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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