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1955 Clovia Ln, Memphis, TN 38114 Property Records

Shelby County property record for 1955 Clovia Ln, Memphis, TN 38114 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,410 sqft · built 1950
Lot Size0.152 acres (6,600 sqft)
OwnerIndividual Name on File
Last Sale$60,000 (Mar 2004)
Tax Bill$496 (2025)
Deeds & MortgagesJul 2022 Mortgage
May 2019 Loan Modification
Flood ZoneZone X (minimal risk)
APN03-1086-0-0006

Property Details

APN / Parcel Number

Primary APN03-1086-0-0006

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,410 sqft Living Area
1st Floor Area1,410 sqft
Utility Area78 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleTraditional
Exterior MaterialBrick Veneer
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area6,600 sqft (0.152 acres)
Lot Dimensions110 ft deep x 60 ft wide
Garage TypeCarport
Garage Area234 sqft
CarportCarport
Carport Area234 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area18 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address1955 CLOVIA LN
CityMEMPHIS
StateTN
Zip38114-2904
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSS CLOVIA LANE NORTH
Legal SubdivisionCHANDLER & CHANDLER
Legal Lot Number97
JurisdictionSHELBY TN
Township / Civil Division10
Census Block Group2
Census Block2016
Census Tract6500

Owner

Source: Shelby County records · APN 03-1086-0-0006

Assessment roll updated June 2, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1955 CLOVIA LN, MEMPHIS, TN 38114-2904
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 08, 2022Deed of Trust, Mortgage · FHA Mortgage
NEWREZ LLC
May 23, 2019Loan Modification, Mortgage · Conventional with PMI
DITECH FIN'L

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 18, 2004 · Amount on Record
Deed SaleMar 18, 2004 · Amount on Record
Prior SaleNov 14, 2003 · Amount on Record
Deed Document Number200445507
Record UpdatedSep 20, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY TN
Property Address1955 CLOVIA LN, MEMPHIS, TN 38114-2904
Transaction TypeMortgage
Record UpdatedJul 14, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address1955 CLOVIA LN, MEMPHIS, TN 38114-2904

Mortgage

Document Number0022075350
DateJul 08, 2022
Instrument22075350
Lender
NameNEWREZ LLC
TypeMortgage Company
AddressTEMPE, AZ 85284
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term322 Months
DueMay 01, 2049
Interest
Index1-Month LIBOR

May 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSHELBY TN
Property Address1955 CLOVIA LN, MEMPHIS, TN 38114-2904
Document Number0000086832
Instrument DateMay 23, 2019
Transaction TypeMortgage
Record UpdatedSep 02, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1955 CLOVIA LN MEMPHIS TN 381142904, MEMPHIS, TN 38114-2904

Mortgage

Document Number0000086832
DateAug 26, 2019
Instrument86832
Lender
NameDITECH FIN'L
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueAug 25, 2049
Interest
Rate5%

Tax Assessment & Valuation

Source: Shelby County records · Assessment roll updated June 2, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateTennessee
CountyShelby County
MunicipalityMemphis City
Unified School DistrictShelby County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$496.00 (-29.34%)$18,450 (+60.09%) Land $2,725 Building $15,725$73,800 (+60.09%) Land $10,900 Building $62,900
2023$11,525 Land $1,100 Building $10,425
2022$702.00
2021$46,100 Land $4,400 Building $41,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Shelby County (47157C), updated June 4, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 471570065002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Claims4 (1980–1983)
Most Recent ClaimNov 1983, tidal / storm surge

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 578 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
AT&TDSL100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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