1955 NE 40th Ave, Okeechobee, FL 34972 Property Records

Okeechobee County property record for 1955 NE 40th Ave, Okeechobee, FL 34972

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,424 sqft · built 1989
Lot Size20 acres (871,200 sqft)
Owner2 Individual Names on Record
Tax Bill$966 (2025)
Deeds & MortgagesOct 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN1-12-37-35-0A00-00003-0000

Property Details

APN / Parcel Number

Primary APN1-12-37-35-0A00-00003-0000

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,424 sqft Heated Area
Gross Area2,268 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1989
Exterior MaterialLogs
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area871,200 sqft (20 acres)
Garage TypeCarport
CarportCarport
PorchEnclosed Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address1955 NE 40TH AVE
CityOKEECHOBEE
StateFL
Zip34972-0710
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSW 1/4 OF NE 1/4 OF SW 1/4; NW 1/4 OF SE 1/4 OF SW 1/4 12 37S 35E 20 ACRES
Legal Range35E
Legal Township37S
Legal Section12
JurisdictionOKEECHOBEE FL
Township / Civil DivisionNORTH OKEECHOBEE
Census Block Group1
Census Block1027
Census Tract910101

Owner

Source: Okeechobee County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1955 NE 40TH AVE, OKEECHOBEE, FL 34972-0710
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 8, 2012
Deed SaleAug 8, 2012
Deed Document Number2012008238
Record UpdatedJun 8, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKEECHOBEE FL
Property Address1955 NE 40TH AVE, OKEECHOBEE, FL 34972-0710
Transaction TypeMortgage
Record UpdatedNov 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1955 NE 40TH AVE, OKEECHOBEE, FL 34972-0710

Mortgage

Document Number0000012428
DateOct 30, 2023
Instrument2023012428
Lender
NameGOODLEAP LC
TypeMortgage Company
AddressROSEVILLE, CA 95661
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2053

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkeechobee County
Unified School DistrictOkeechobee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$966.00 (-37.27%) Homeowner's exemption$111,078 (+5.98%) Land $38,109 Building $72,969$619,668 (+4.84%)
2023$1,540.00 (+10.32%) Homeowner's exemption$104,815 (+2.89%) Land $35,889 Building $68,926$591,050 (+34.54%) Land $367,954 Building $223,096
2022$1,396.00 Homeowner's exemption$101,875 Land $22,889 Building $78,986$439,318 Land $253,498 Building $185,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 53 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies53 in force
Nearby Flood Claims8 (2004–2024)
Claims Outside the SFHA1 of 8
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Wilma, Oct 2005 · 2 claims
  • Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 69% of the US · above 50% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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