1802 NE 40th Ave, Okeechobee, FL 34972 Property Records

Okeechobee County property record for 1802 NE 40th Ave, Okeechobee, FL 34972

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,620 sqft · built 1967
Lot Size4.02 acres (175,111 sqft)
Owner2 Individual Names on Record
Last Sale$100 (Feb 2019)
Tax Bill$1,981 (2025)
Deeds & MortgagesJul 2021 Line of Credit
Apr 2019 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN1-12-37-35-0A00-00004-0000

Property Details

APN / Parcel Number

Primary APN1-12-37-35-0A00-00004-0000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,620 sqft Heated Area
Gross Area3,241 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 1989
Exterior MaterialAluminum/Vinyl
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area175,111 sqft (4.02 acres)
Garage TypeCarport
CarportCarport
Patio Area307 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address1802 NE 40TH AVE
CityOKEECHOBEE
StateFL
Zip34972-0709
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTHE SOUTH 132 FEET OF THE NORTHWEST QUARTER OF THE SOUTHWEST QUARTER OF SOUTHEAST QUARTER; THE NORTH 120 FEET OF THE SOUTHWES
Legal Range35E
Legal Township37S
Legal Section12
JurisdictionOKEECHOBEE FL
Township / Civil DivisionNORTH OKEECHOBEE
Census Block Group1
Census Block1027
Census Tract910101

Owner

Source: Okeechobee County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1802 NE 40TH AVE, OKEECHOBEE, FL 34972-0709
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 14, 2021Deed of Trust, Mortgage · Line of Credit
SEACOAST NATIONAL BANK
Apr 18, 2019Deed of Trust, Mortgage · Commercial Mortgage
CENTERSTATE BANK OF FLORIDA NA
Dec 14, 2020Deed of Trust, Mortgage · Conventional Mortgage
SEACOAST NAT'L BK
Feb 19, 2019Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 19, 2019 · Amount on Record
Deed SaleFeb 19, 2019 · Amount on Record
Prior SaleNov 8, 2016
Deed Document Number0000820107
Deed Book / Page820 / 107
Record UpdatedJun 8, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKEECHOBEE FL
Property Address1802 NE 40TH AVE, OKEECHOBEE, FL 34972-0709
Transaction TypeMortgage
Record UpdatedAug 11, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1802 NE 40TH AVE, OKEECHOBEE, FL 34972-0709

Mortgage

Document Number2021008823
DateJul 14, 2021
Instrument2021008823
Lender
NameSEACOAST NATIONAL BANK
TypeBank
AddressSTUART, FL 34995
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueJun 30, 2036
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKEECHOBEE FL
Property Address1802 NE 40TH AVE, OKEECHOBEE, FL 34972-0709
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0008230678
DateApr 18, 2019
Book Page0823/0678
Instrument2019004112
Lender
NameCENTERSTATE BANK OF FLORIDA NA
TypeBank
AddressOKEECHOBEE, FL 34974
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term119 Months
DueMar 15, 2029
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKEECHOBEE FL
Property Address1802 NE 40TH AVE, OKEECHOBEE, FL 34972-0709
Document Number0000012762
Instrument DateDec 14, 2020
Transaction TypeMortgage
Record UpdatedJan 11, 2021
Title CompanyAPOLLO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1802 NE 40TH AVE OKEECHOBEE FL 349720709, OKEECHOBEE, FL 34972-0709

Mortgage

Document Number0000012762
DateDec 28, 2020
Instrument12762
Lender
NameSEACOAST NAT'L BK
TypeBank
AddressSTUART, FL 34994
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 27, 2050

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKEECHOBEE FL
Recording DateFeb 19, 2019
Property Address1802 NE 40TH AVE, OKEECHOBEE, FL 34972-0709
Document Number0008200107
Book / Page000820 / 000107
Instrument DateFeb 19, 2019
Instrument1638
Transaction TypeTransfer
Record UpdatedMar 25, 2019

Transaction

AmountAmount Recorded
Tax$0.70
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6051 NW 30TH ST OKEECHOBEE FL 349728867, OKEECHOBEE, FL 34972-8867

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkeechobee County
Unified School DistrictOkeechobee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,981.00 (-21.14%) Homeowner's exemption$185,141 (+5.99%)$389,821 (+3.48%) Land $144,560 Building $245,261
2023$2,512.00 (+7.17%) Homeowner's exemption$174,683 (+3%)$376,714 (+28.49%) Land $132,520 Building $244,194
2022$2,344.00 Homeowner's exemption$169,595$293,191 Land $92,360 Building $200,831

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 53 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies53 in force
Nearby Flood Claims8 (2004–2024)
Claims Outside the SFHA1 of 8
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Wilma, Oct 2005 · 2 claims
  • Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 69% of the US · above 49% of Florida
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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