1955 Calico Loop, Ferndale, WA 98248 Property Records

Whatcom County property record for 1955 Calico Loop, Ferndale, WA 98248

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,647 sqft · built 2018
Lot Size	0.07 acres (3,049 sqft)
Owner	Individual Name on File
Last Sale	$475,000 (Aug 2021)
Tax Bill	$701 (2025)
Deeds & Mortgages	Aug 2021 Sale Mar 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`390217-047226-0000`

Property Details

APN / Parcel Number

Primary APN	`390217-047226-0000`
Alternative APNs	`183202` `583530` `556020`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,647 sqft Living Area
Gross Area	2,067 sqft
1st Floor Area	764 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Combination
Roof Material	Composition Shingle
Lot Area	3,049 sqft (0.07 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Wood Porch
Porch Area	35 sqft
Deck Area	40 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	183202
Street Address	1955 CALICO LOOP
City	FERNDALE
State	WA
Zip	98248-8396
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS8.5
Legal Description	AM MALLOY VILLAGE PUD #2 PHASE 1 LOT 204
Legal Range	02
Legal Township	39
Legal Section	17
Legal Subdivision	MALLOY VILLAGE PUD #2 PHASE 1 AM
Legal Phase	1
Legal Block	1
Legal Lot Number	204
Jurisdiction	WHATCOM WA
Township / Civil Division	FERNDALE
Census Block Group	1
Census Block	1009
Census Tract	10505

Owner

1955 Calico Loop is owned and occupied by an individual who bought it in August 2021.

Source: Whatcom County records, as of April 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1955 CALICO LOOP, FERNDALE, WA 98248-8396
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2021	Warranty Deed, Transfer CHICAGO TITLE BELLINGHAM
Mar 20, 2020	Deed of Trust, Mortgage · Conventional with PMI PEOPLES BK
Oct 19, 2018	Quit Claim Deed, Transfer PEOPLES BK
Oct 19, 2018	Warranty Deed, Transfer · Conventional with PMI PEOPLES BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2021 · Amount on File
Deed Sale	Aug 20, 2021 · Amount on File
Prior Sale	Aug 20, 2021 · Amount on File
Deed Document Number	20213013
Prior Transfer Date	Oct 12, 2018
Prior Transfer Doc	0001002043
Record Updated	Jun 8, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Aug 20, 2021
Property Address	1955 CALICO LOOP, FERNDALE, WA 98248-8396
Document Number	0000803013
Instrument Date	Aug 16, 2021
Instrument	2021-0803013
Transaction Type	Transfer
Record Updated	Nov 1, 2023
Title Company	CHICAGO TITLE BELLINGHAM

Transaction

Amount	Amount on Record
Tax	$7,605.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1955 CALICO LOOP, FERNDALE, WA 98248-8396

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	1955 CALICO LOOP, FERNDALE, WA 98248-8396
Document Number	2200303534
Instrument Date	Mar 20, 2020
Transaction Type	Mortgage
Record Updated	Apr 17, 2020
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1955 CALICO LOOP FERNDALE WA 982488396, FERNDALE, WA 98248-8396

Mortgage

Document Number	2200303534
Date	Mar 30, 2020
Instrument	303534

Lender

Name	PEOPLES BK
Type	Bank
Address	BELLINGHAM, WA 98226

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 29, 2050

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WHATCOM WA
Recording Date	Oct 19, 2018
Property Address	1955 CALICO LOOP, FERNDALE, WA 98248-8396
Document Number	2181002043
Instrument Date	Oct 12, 2018
Instrument	1002043
Transaction Type	Transfer
Record Updated	Jun 1, 2020
Title Company	WHATCOM LAND TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1955 CALICO LOOP FERNDALE WA 982488396, FERNDALE, WA 98248-8396

Mortgage

Document Number	2181002044
Date	Oct 19, 2018
Instrument	1002044

Lender

Name	PEOPLES BK
Type	Bank
Address	BELLINGHAM, WA 98226

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 18, 2048

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Oct 19, 2018
Property Address	1955 CALICO LOOP, FERNDALE, WA 98248-8396
Document Number	2181002042
Instrument Date	Oct 12, 2018
Instrument	1002042
Transaction Type	Transfer
Record Updated	Jun 1, 2020
Title Company	WHATCOM LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,502.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1955 CALICO LOOP FERNDALE WA 982488396, FERNDALE, WA 98248-8396

Mortgage

Document Number	2181002044
Date	Oct 19, 2018
Instrument	1002044

Lender

Name	PEOPLES BK
Type	Bank
Address	BELLINGHAM, WA 98226

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 18, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1955 Calico Loop was $701 with a senior citizen's exemption.

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Municipality	Ferndale City
Unified School District	Ferndale School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$701.00 Senior Citizen's exemption	$525,995 Land $165,870 Building $360,125	$525,995 Land $165,870 Building $360,125
2022		$411,008 Land $112,356 Building $298,652	$411,008 Land $112,356 Building $298,652
2021	$3,062.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1955 Calico Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1955 Calico Loop is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNDALE serves 19,305 people · EPA ID WA5324850
Water Source	Groundwater
Last State Inspection	May 2025
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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