Whatcom County property record for 1969 Calico Loop, Ferndale, WA 98248
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,325 sqft · built 2020 |
| Lot Size | 0.09 acres (3,920 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $482,000 (Aug 2022) |
| Tax Bill | $3,381 (2025) |
| Deeds & Mortgages | Aug 2022 Transfer Aug 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 390217-072196-0000 |
| Primary APN | 390217-072196-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,325 sqft Living Area |
| Gross Area | 1,750 sqft |
| 1st Floor Area | 1,325 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Combination |
| Roof Material | Composition Shingle |
| Lot Area | 3,920 sqft (0.09 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Concrete/Masonry Porch |
| Deck Area | 60 sqft |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 183206 |
|---|---|
| Street Address | 1969 CALICO LOOP |
| City | FERNDALE |
| State | WA |
| Zip | 98248-8396 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS8.5 |
| Legal Description | AM MALLOY VILLAGE PUD #2 PHASE 1 LOT 221 |
| Legal Range | 02 |
| Legal Township | 39 |
| Legal Section | 17 |
| Legal Subdivision | MALLOY VILLAGE PUD #2 PHASE 1 AM |
| Legal Phase | 1 |
| Legal Block | 1 |
| Legal Lot Number | 221 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | FERNDALE |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 10505 |
Source: Whatcom County records, as of December 30, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5112 ANDREW ST SE, LACEY, WA 98503-5036 |
| Owner Type | Individual |
| Vesting | Surviving Spouse |
| Date | Document |
|---|---|
| Aug 15, 2022 | Quit Claim Deed, Transfer NOT AVAILABLE, WHATCOM LAND TITLE CO INC |
| Aug 15, 2022 | Warranty Deed, Transfer · Conventional Mortgage WASHINGTON STATE EMPLOYEES CU |
| Feb 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BANK |
| Jan 16, 2020 | Warranty Deed, Subdivision Related Transfer · Conventional with PMI UMPQUA BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 15, 2022 · Amount on Record |
| Deed Sale | Aug 15, 2022 · Amount on Record |
| Prior Sale | Jan 16, 2020 · Amount on Record |
| Deed Document Number | 20221424 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Aug 15, 2022 |
| Property Address | 1969 CALICO LOOP, FERNDALE, WA 98248-8396 |
| Document Number | 0000801425 |
| Map Reference | AF 2018-0402946 |
| Instrument Date | Aug 15, 2022 |
| Instrument | 2022-0801425 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2022 |
| Title Company | NOT AVAILABLE, WHATCOM LAND TITLE CO INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5112 ANDREW ST SE, LACEY, WA 98503-5036 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Aug 15, 2022 |
| Property Address | 1969 CALICO LOOP, FERNDALE, WA 98248-8396 |
| Document Number | 0000801424 |
| Map Reference | FILE 2017-0803312 |
| Instrument Date | Aug 12, 2022 |
| Instrument | 2022-0801424 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2022 |
| Title Company | NOT AVAILABLE, WHATCOM LAND TITLE CO INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,717.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1969 CALICO LOOP, FERNDALE, WA 98248-8396 |
| Document Number | 0000801426 |
|---|---|
| Date | Aug 15, 2022 |
| Instrument | 2022-0801426 |
| Name | WASHINGTON STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Sep 1, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 9.5% |
| Index | 1-Year LIBOR |
| Margin | 3 |
| Max Rate | 9.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 1969 CALICO LOOP, FERNDALE, WA 98248-8396 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2021 |
| Title Company | WFG CLARK COUNTY, WFG CLARK COUNTY RESWARE |
| Name | Verified Name |
|---|
| Document Number | 20210201036 |
|---|---|
| Date | Feb 5, 2021 |
| Instrument | 2021-0201036 |
| Name | UMPQUA BANK |
|---|---|
| Type | Bank |
| Address | MOUNTLAKE TERRACE, WA 98043 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Jan 16, 2020 |
| Property Address | 1969 CALICO LOOP, FERNDALE, WA 98248-8396 |
| Document Number | 2200101875 |
| Instrument Date | Jan 13, 2020 |
| Instrument | 101875 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 10, 2020 |
| Title Company | WHATCOM LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,749.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 12800 NE SALMON CREEK AVE #101 VANCOUVER WA 986863024, 101, VANCOUVER, WA 98686-3024 |
| Document Number | 2200101876 |
|---|---|
| Date | Jan 16, 2020 |
| Instrument | 101876 |
| Name | UMPQUA BK |
|---|---|
| Type | Bank |
| Address | TIGARD, OR 97224 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 15, 2050 |
Source: Whatcom County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Municipality | Ferndale City |
| Unified School District | Ferndale School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,381.00 (+23.94%) | $452,162 (+23.49%) Land $165,870 Building $286,292 | $452,162 (+23.49%) Land $165,870 Building $286,292 |
| 2022 | $366,166 Land $112,356 Building $253,810 | $366,166 Land $112,356 Building $253,810 | |
| 2021 | $2,728.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FERNDALE serves 19,305 people · EPA ID WA5324850 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 6 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ziply Fiber Fiber | 6,000 / 6,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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