1954 Smith Ave, Lancaster, OH 43130 Property Records

Fairfield County property record for 1954 Smith Ave, Lancaster, OH 43130

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,225 sqft · built 1960
Lot Size	0.209 acres (9,100 sqft)
Owner	2 Individual Names on Record
Last Sale	$225,000 (Jul 2026)
Tax Bill	$5,978 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-31236-700`

Property Details

APN / Parcel Number

Primary APN	`05-31236-700`
Alternative APN	`0108 00082`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,225 sqft Living Area
Gross Area	1,249 sqft
1st Floor Area	1,225 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 2016
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	9,100 sqft (0.209 acres)
Lot Dimensions	130 ft deep x 70 ft wide
Garage Type	Carport
Garage Area	229 sqft
Carport	Carport
Carport Area	229 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Stoop
Patio Area	384 sqft
Canopy	384 sqft
Poultry House	24 sqft
Utility Building	21 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1954 SMITH AVE
City	LANCASTER
State	OH
Zip	43130-2278
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LENMAR SUBDIVISION NO 3 LOT 174
Legal Subdivision	LENMAR SUB
Legal Lot Number	174
Jurisdiction	FAIRFIELD OH
Township / Civil Division	LANCASTER CITY
Census Block Group	3
Census Block	3005
Census Tract	31600

Owner

Source: Fairfield County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1050 WOODWARD AVE, DETROIT, MI 48226-3573
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2026 · Amount on Record
Deed Sale	Jul 30, 2026 · Amount on Record
Prior Sale	Jul 25, 2016 · Amount on Record
Deed Document Number	202613297
Prior Transfer Date	Jun 1, 2010
Prior Transfer Doc	0000013967
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAIRFIELD OH
Recording Date	Jul 30, 2026
Property Address	1954 SMITH AVE, LANCASTER, OH 43130-2278
Document Number	0000013297
Instrument Date	Jun 26, 2026
Instrument	202613297
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	VALMER LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$90,900.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1050 WOODWARD AVE, DETROIT, MI 48226-3573

Mortgage

Document Number	0000013298,
Date	Jul 30, 2026
Instrument	202613298

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.63%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Fairfield County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Fairfield County
Municipality	Lancaster City
Unified School District	Lancaster City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,978.00 (+222.96%)	$66,500 (+33.45%) Land $18,350 Building $48,150	$189,980 (+33.45%) Land $52,420 Building $137,560
2023	$1,851.00	$49,830 (-) Land $12,230 Building $37,600
2022		$49,830 Land $12,230 Building $37,600	$142,360 Land $34,940 Building $107,420

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LANCASTER CITY PWS serves 40,400 people · EPA ID OH2301012
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Glo Fiber, Verizon.

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