1953 Smith Ave, Lancaster, OH 43130 Property Records

Fairfield County property record for 1953 Smith Ave, Lancaster, OH 43130

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,225 sqft · built 1960
Lot Size	0.233 acres (10,149 sqft)
Owner	Individual Name on Record
Last Sale	$210,000 (Jun 2026)
Tax Bill	$5,978 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jun 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-31235-500`

Property Details

APN / Parcel Number

Primary APN	`05-31235-500`
Alternative APN	`0108 00069`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,225 sqft Living Area
Gross Area	1,249 sqft
1st Floor Area	1,225 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	10,149 sqft (0.233 acres)
Lot Dimensions	145 ft deep x 70 ft wide

Exterior Amenities

Porch	Stoop
Patio Area	220 sqft
Canopy	220 sqft
Poultry House	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1953 SMITH AVE
City	LANCASTER
State	OH
Zip	43130-2255
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LENMAR SUBDIVISION NO 3 LOT 162
Legal Subdivision	LENMAR SUB
Legal Lot Number	162
Jurisdiction	FAIRFIELD OH
Township / Civil Division	LANCASTER CITY
Census Block Group	3
Census Block	3006
Census Tract	31600

Owner

Source: Fairfield County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 182661, COLUMBUS, OH 43218-2661
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2026	Warranty Deed, Transfer · Conventional Mortgage HUNTINGTON NATIONAL BANK
Jun 10, 2020	Warranty Deed, Transfer · FHA Mortgage CASON HM LNS
Aug 10, 2017	Warranty Deed, Transfer · Conventional Mortgage FAIRFIELD NATL DIV OF THE PARK NATL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2026 · Amount on Record
Deed Sale	Jun 18, 2026 · Amount on Record
Prior Sale	Nov 4, 2024 · Amount on Record
Deed Document Number	202610388
Prior Transfer Date	Sep 30, 2024
Prior Transfer Doc	0000017563
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAIRFIELD OH
Recording Date	Jun 18, 2026
Property Address	1953 SMITH AVE, LANCASTER, OH 43130-2255
Document Number	0000010388
Instrument Date	Jun 12, 2026
Instrument	202610388
Transaction Type	Transfer
Record Updated	Jul 7, 2026
Title Company	WORLD CLASS TITLE INC, WORLD CLASS TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$84,840.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010389,
Date	Jun 18, 2026
Instrument	202610389

Lender

Name	HUNTINGTON NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	0000010390,
Date	Jun 18, 2026
Instrument	202610390

Lender

Name	OHIO HOUSING FINANCE AGENCY

Agreement

Amount	Amount Recorded

Interest

Rate	6.37%
Max Rate	-1%

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAIRFIELD OH
Recording Date	Jun 10, 2020
Property Address	1953 SMITH AVE, LANCASTER, OH 43130-2255
Document Number	0000011370
Book / Page	001826 / 000405
Instrument Date	Jun 5, 2020
Instrument	11370
Transaction Type	Transfer
Record Updated	Aug 5, 2020
Title Company	NORTHWEST TITLE FAM/COMPANIES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$632.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1953 SMITH AVE LANCASTER OH 431302255, LANCASTER, OH 43130-2255

Mortgage

Document Number	11371
Date	Jun 10, 2020
Book Page	001826/000407
Instrument	11371

Lender

Name	CASON HM LNS
Type	Funding / Finance Company
Address	PALM BEACH GARDENS, FL 33408

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 9, 2050

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAIRFIELD OH
Recording Date	Aug 10, 2017
Property Address	1953 SMITH AVE, LANCASTER, OH 43130-2255
Document Number	0000014756
Book / Page	1744 / 4209
Map Reference	MB 8 PG 51
Instrument Date	Aug 9, 2017
Instrument	201700014756
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	VALMER LAND TITLE AGENCY ROX

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	143 W MAIN ST, LANCASTER, OH 43130-3719

Mortgage

Document Number	0000014757
Date	Aug 10, 2017
Instrument	201700014757

Lender

Name	FAIRFIELD NATL DIV OF THE PARK NATL
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Fairfield County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Fairfield County
Municipality	Lancaster City
Unified School District	Lancaster City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,978.00 (+39.06%)	$66,500 (+41.19%) Land $19,400 Building $47,100	$190,000 (+41.21%) Land $55,440 Building $134,560
2024	$4,299.00 (+151.11%)
2023	$1,712.00	$47,100 (-) Land $12,940 Building $34,160
2022		$47,100 Land $12,940 Building $34,160	$134,550 Land $36,960 Building $97,590

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LANCASTER CITY PWS serves 40,400 people · EPA ID OH2301012
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Glo Fiber, Verizon.

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