1954 River Rd, Delaware, OH 43015 Property Records

Delaware County property record for 1954 River Rd, Delaware, OH 43015

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,492 sqft · built 1999
Lot Size	5.01 acres (218,236 sqft)
Owner	2 Individual Names on Record
Last Sale	$425,000 (Sep 2020)
Tax Bill	$4,819 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Jun 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`520-200-01-030-001`

Property Details

APN / Parcel Number

Primary APN	`520-200-01-030-001`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,492 sqft Living Area
Gross Area	4,130 sqft
1st Floor Area	1,176 sqft
Upper Floors Area	1,316 sqft
Basement Area	1,176 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	218,236 sqft (5.01 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	7 Parking Spaces

Exterior Amenities

Porch	Stoop
Porch Area	142 sqft
Patio Area	360 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1954 RIVER RD
City	DELAWARE
State	OH
Zip	43015-7906
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAND 20 5 2 4 TRACT 10
Legal Subdivision	RIVER HIGHLAND
Legal Tract	10
Legal Lot Number	4
Jurisdiction	DELAWARE OH
Township / Civil Division	RADNOR
Census Block Group	1
Census Block	1046
Census Tract	12000

Owner

Source: Delaware County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1954 RIVER RD, DELAWARE, OH 43015-7906
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2020	Survivorship Deed, Transfer · VA Mortgage GUARANTEED RATE AFFINITY LLC
Jun 9, 2017	Deed of Trust, Mortgage · Line of Credit FARM CREDIT SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2020 · Amount on Record
Deed Sale	Sep 1, 2020 · Amount on Record
Prior Sale	Aug 20, 2003
Deed Document Number	202033278
Deed Book / Page	1764 / 172
Record Updated	Oct 29, 2026

September 2020: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	DELAWARE OH
Recording Date	Sep 1, 2020
Property Address	1954 RIVER RD, DELAWARE, OH 43015-7906
Document Number	0000033278
Book / Page	1764 / 172
Instrument Date	Aug 21, 2020
Instrument	202000033278
Transaction Type	Transfer
Record Updated	Jul 12, 2021
Title Company	FIRST OHIO TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship

Mortgage

Document Number	0000033279
Date	Sep 1, 2020
Instrument	202000033279

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

Interest

Index	6-Month LIBOR

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	1954 RIVER RD, DELAWARE, OH 43015-7906
Document Number	0000016661
Book / Page	001508 / 001896
Instrument Date	Jun 9, 2017
Transaction Type	Mortgage
Record Updated	Jun 26, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2478 RIVER RD DELAWARE OH 430159747, DELAWARE, OH 43015-9747

Mortgage

Document Number	0000016661
Date	Jun 15, 2017
Book Page	001508/001896
Instrument	16661

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	LOUISVILLE, KY 40232

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jun 14, 2022

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
County Subdivision	Radnor Township
Unified School District	Buckeye Valley Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,819.00 (+1.11%)	$148,960 (-) Land $36,610 Building $112,350	$425,600 (-) Land $104,600 Building $321,000
2024	$4,766.00 (-0.96%) Homeowner's exemption	$148,960 (-) Land $36,610 Building $112,350
2023	$4,812.00 Homeowner's exemption	$148,960 Land $36,610 Building $112,350	$425,600 Land $104,600 Building $321,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Oct 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 68% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEL-CO WATER COMPANY, INC. private · serves 150,000 people · EPA ID OH2101412
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Consolidated Fiber Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Watch TV.

Cell Coverage

5G (outdoors only) and 4G LTE

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