1954 Muirfield Cir, Elgin, IL 60123 Property Records

Kane County property record for 1954 Muirfield Cir, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,133 sqft · built 1991
Lot Size	0.051 acres (2,201 sqft)
Owner	Individual Name on Record
Last Sale	$167,000 (Jul 2021)
Tax Bill	$4,379 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-28-204-062`

Property Details

APN / Parcel Number

Primary APN	`06-28-204-062`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,133 sqft Living Area

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Construction Type	Frame
Lot Area	2,201 sqft (0.051 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	1954 MUIRFIELD CIR
City	ELGIN
State	IL
Zip	60123-5619
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COLLEGE GREEN UNIT 8 LOT 686
Legal Subdivision	COLLEGE GREEN
Legal Block	1
Legal Lot Number	686
Legal Unit	8
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1018
Census Tract	851908

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1954 MUIRFIELD CIR, ELGIN, IL 60123-5619
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage ASSOCIATED BANK NA
Jul 19, 2021	Warranty Deed, Transfer · Conventional Mortgage ASSOCIATED BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 19, 2021 · Amount on Record
Deed Sale	Jul 19, 2021 · Amount on Record
Prior Sale	May 16, 2006 · Amount on Record
Deed Document Number	202154932
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1954 MUIRFIELD CIR, ELGIN, IL 60123-5619
Transaction Type	Mortgage
Record Updated	Feb 21, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008225
Date	Feb 14, 2022
Instrument	2022K008225

Lender

Name	ASSOCIATED BANK NA
Type	Bank
Address	GREEN BAY, WI 54301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Jun 1, 2051

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jul 19, 2021
Property Address	1954 MUIRFIELD CIR, ELGIN, IL 60123-5619
Document Number	0000054932
Map Reference	DOC 90K56795
Instrument Date	Jun 2, 2021
Instrument	2021K054932
Transaction Type	Transfer
Record Updated	Jul 29, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$167.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1954 MUIRFIELD CIR, ELGIN, IL 60123-5619

Mortgage

Document Number	0000054933
Date	Jul 19, 2021
Instrument	2021K054933

Lender

Name	ASSOCIATED BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,379.00 (+15.75%) Homeowner's exemption	$65,408 (+8.57%) Land $17,574 Building $47,834	$196,303 (+8.57%) Land $52,743 Building $143,559
2024		$60,245 (+21.39%) Land $16,187 Building $44,058	$180,807 (+21.44%) Land $48,580 Building $132,227
2022	$3,783.00 (+4.97%) Homeowner's exemption	$49,628 (+6.96%) Land $13,335 Building $36,293	$148,884 (+6.96%) Land $40,005 Building $108,879
2021	$3,604.00 Homeowner's exemption	$46,398 Land $12,467 Building $33,931	$139,194 Land $37,401 Building $101,793

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Fox Valley Internet Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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