1970 Muirfield Cir, Elgin, IL 60123 Property Records

Kane County property record for 1970 Muirfield Cir, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,254 sqft · built 1991
Lot Size	0.223 acres (9,731 sqft)
Owner	Individual Name on Record
Last Sale	$113,000 (Dec 2017)
Tax Bill	$5,250 (2025)
Deeds & Mortgages	Apr 2018 Mortgage Dec 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`06-28-204-056`

Property Details

APN / Parcel Number

Primary APN	`06-28-204-056`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,254 sqft Living Area

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Construction Type	Frame
Lot Area	9,731 sqft (0.223 acres)
Lot Width	10 ft Width
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	1970 MUIRFIELD CIR
City	ELGIN
State	IL
Zip	60123-5619
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COLLEGE GREEN UNIT 8 LOT 680
Legal Subdivision	COLLEGE GREEN
Legal Block	1
Legal Lot Number	680
Legal Unit	8
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1018
Census Tract	851908

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2025 TORINO DR, ELGIN, IL 60123-9001
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2018	Deed of Trust, Mortgage · Commercial Mortgage AMERICAN EAGLE BANK
Dec 5, 2017	Warranty Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 5, 2017 · Amount on Record
Deed Sale	Dec 5, 2017 · Amount on Record
Prior Sale	Apr 7, 2008 · Amount on Record
Deed Document Number	201763204
Record Updated	Sep 20, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1970 MUIRFIELD CIR, ELGIN, IL 60123-5619
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017304
Date	Apr 16, 2018
Instrument	2018K017304

Lender

Name	AMERICAN EAGLE BANK
Type	Bank
Address	SOUTH ELGIN, IL 60177

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	59 Months
Due	Mar 7, 2023

Interest

Rate	5.23%

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Dec 5, 2017
Property Address	1970 MUIRFIELD CIR, ELGIN, IL 60123-5619
Document Number	0000063204
Instrument Date	Nov 27, 2017
Instrument	63204
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$149.00
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2025 TORINO DR ELGIN IL 601239001, ELGIN, IL 60123-9001

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,250.00 (+15.95%)
2024		$63,394 (+21.39%) Land $17,044 Building $46,350	$190,258 (+21.44%) Land $51,152 Building $139,106
2022	$4,528.00 (+3.97%)	$52,222 (+6.96%) Land $14,040 Building $38,182	$156,666 (+6.96%) Land $42,120 Building $114,546
2021	$4,355.00	$48,823 Land $13,126 Building $35,697	$146,469 Land $39,378 Building $107,091

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Fox Valley Internet Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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