1954 Cactus St, Tracy, CA 95376 Property Records

San Joaquin County property record for 1954 Cactus St, Tracy, CA 95376

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,077 sqft · built 1990
Lot Size0.092 acres (4,050 sqft)
OwnerOwner Name on Record
Last Sale$280,000 (Jun 2008)
Tax Bill$4,293 (2025)
Deeds & MortgagesJul 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN214-030-350-000

Property Details

APN / Parcel Number

Primary APN214-030-350-000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,077 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Architectural StyleCustom Design
Construction TypeWood
Lot Area4,050 sqft (0.092 acres)
Garage TypeMixed
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1954 CACTUS ST
CityTRACY
StateCA
Zip95376-0717
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeN
Legal DescriptionREDRAW 891019 FR ORIG APN 211790357
Legal SubdivisionCHAPARRAL UNIT 1
Legal Tract1996
Legal Lot Number35
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group3
Census Block3002
Census Tract5312

Owner

Source: San Joaquin County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on Record
Mailing Address1954 CACTUS ST, TRACY, CA 95376-0717
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 26, 2008 · Amount on Record
Deed SaleJun 26, 2008 · Amount on Record
Prior SaleOct 9, 2007 · Amount on Record
Deed Document Number2008-105171
Record UpdatedJun 8, 2026

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address1954 CACTUS ST, TRACY, CA 95376-0717
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000080056
DateJul 17, 2017
Instrument2017-080056
Lender
NameBANK OF AMERICA NA
TypeBank
AddressSAINT PAUL, MN 55108
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityTracy City
Unified School DistrictTracy Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$4,293.00 (+10.08%)$358,125 (+4.04%) Land $126,089 Building $232,036
2023$3,900.00 (+2.09%)$344,221 Land $121,194 Building $223,027
2022$3,820.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TRACY
serves 98,215 people · EPA ID CA3910011
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

May also be available: Matrix Broadband.

Nearby Properties on Cactus St

Nearby Streets

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