1946 Cactus St, Tracy, CA 95376 Property Records

San Joaquin County property record for 1946 Cactus St, Tracy, CA 95376 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,808 sqft · built 1990
Lot Size	0.091 acres (4,000 sqft)
Owner	Individual Name on File
Last Sale	$440,000 (Oct 2019)
Tax Bill	$5,706 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Oct 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`214-030-360-000`

Property Details

APN / Parcel Number

Primary APN	`214-030-360-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,808 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	4,000 sqft (0.091 acres)
Garage Type	Mixed
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1946 CACTUS ST
City	TRACY
State	CA
Zip	95376-0717
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REDRAW 891019 FR ORIG APN 211790365
Legal Subdivision	CHAPARRAL UNIT 1
Legal Tract	1996
Legal Lot Number	36
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	3
Census Block	3002
Census Tract	5312

Owner

Source: San Joaquin County records · APN 214-030-360-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1946 CACTUS ST, TRACY, CA 95376-0717
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage LAND-HOME FINANCIAL SERVICES
Oct 01, 2019	Grant Deed, Transfer · Conventional Mortgage LAND-HOME FINANCIAL SERVICES
Sep 28, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Sep 13, 2017	Quit Claim Deed, Transfer OLD REPUBLIC TITLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 01, 2019 · Amount on Record
Deed Sale	Oct 01, 2019 · Amount on Record
Prior Sale	Sep 28, 2017
Deed Document Number	2019-111296
Record Updated	Jun 07, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	1946 CACTUS ST, TRACY, CA 95376-0717
Transaction Type	Mortgage
Record Updated	Oct 07, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1946 CACTUS ST, TRACY, CA 95376-0717

Mortgage

Document Number	0000162119
Date	Sep 27, 2021
Instrument	2021-162119

Lender

Name	LAND-HOME FINANCIAL SERVICES
Type	Mortgage Company
Address	CONCORD, CA 94520

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2051

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Oct 01, 2019
Property Address	1946 CACTUS ST, TRACY, CA 95376-0717
Document Number	0000111296
Map Reference	DOC 89023922
Instrument Date	Sep 06, 2019
Instrument	2019-111296
Transaction Type	Transfer
Record Updated	Aug 03, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1946 CACTUS ST, TRACY, CA 95376-0717

Mortgage

Document Number	0000111297
Date	Oct 01, 2019
Instrument	2019-111297

Lender

Name	LAND-HOME FINANCIAL SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2049

Mortgage

Document Number	0000111298
Date	Oct 01, 2019
Instrument	2019-111298

Lender

Name	LAND-HOME FINANCIAL SERVICES
Type	Mortgage Company
Address	CONCORD, CA 94520

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 30, 2049

September 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Sep 28, 2017
Property Address	1946 CACTUS ST, TRACY, CA 95376-0717
Document Number	0000111965
Map Reference	VOL29 PG31
Instrument Date	Sep 21, 2017
Instrument	2017-111965
Transaction Type	Transfer
Record Updated	Aug 03, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1946 CACTUS ST, TRACY, CA 95376-0717

Mortgage

Document Number	0000111966
Date	Sep 28, 2017
Instrument	2017-111966

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2047

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Sep 13, 2017
Property Address	1946 CACTUS ST, TRACY, CA 95376-0717
Document Number	0000105497
Instrument Date	Sep 07, 2017
Instrument	105497
Transaction Type	Transfer
Record Updated	Nov 19, 2019
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1946 CACTUS ST TRACY CA 953760717, TRACY, CA 95376-0717

Tax Assessment & Valuation

Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Unified School District	Tracy Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$5,706.00 (+10.13%)	$481,200 (+4.04%) Land $131,235 Building $349,965
2023	$5,181.00 (+2.07%)	$462,516 Land $126,140 Building $336,376
2022	$5,076.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Joaquin County (06077C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060770053123, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 578 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
UnWired Broadband Holding	Fixed Wireless (unlicensed)	400 / 50
Verizon	Fixed Wireless	300 / 20
Cal.net	Fixed Wireless (licensed-by-rule)	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: Zinnia Networks, Cal.net. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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