Lee County property record for 19521 Caladesi Dr, Estero, FL 33967
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 3,326 sqft · built 2009 |
| Lot Size | 0.208 acres (9,049 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $470,000 (Apr 2019) |
| Tax Bill | $4,925 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Sep 2022 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-46-25-E3-09000.4380 |
| Primary APN | 21-46-25-E3-09000.4380 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,326 sqft Living Area |
| Gross Area | 3,966 sqft |
| 1st Floor Area | 2,493 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Ranch |
| Exterior Material | Concrete Block |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Concrete |
| Lot Area | 9,049 sqft (0.208 acres) |
| Garage Type | Attached |
| Garage Area | 472 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 392 sqft |
|---|---|
| Porch | Florida Room |
| Porch Area | 168 sqft |
| Patio Area | 441 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 10507539 |
|---|---|
| Street Address | 19521 CALADESI DR |
| City | ESTERO |
| State | FL |
| Zip | 33967-0508 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MPD |
| Legal Description | BELLE LAGO PHASE TWO DESC IN PB 82 PG 98-102 LOT 438 |
| Legal Range | 25E |
| Legal Township | 46S |
| Legal Section | 21 |
| Legal Subdivision | BELLE LAGO |
| Legal Tract | E3 |
| Legal Block | 1 |
| Legal Lot Number | 438 |
| Jurisdiction | LEE FL |
| Township / Civil Division | BONITA SPRINGS |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 50207 |
19521 Caladesi Dr is owned and occupied by two individuals who acquired it in September 2022.
Source: Lee County records, as of August 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 19521 CALADESI DR, ESTERO, FL 33967-0508 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 27, 2026 | Deed of Trust, Mortgage · Line of Credit BANK TRUST |
| Sep 19, 2022 | Intrafamily Transfer, Transfer ACCOMMODATION |
| Aug 10, 2020 | Deed of Trust, Mortgage · Conventional with PMI HOME PT FIN'L |
| Apr 2, 2019 | Warranty Deed, Transfer · Conventional with PMI UNITED WHOLESALE MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 2, 2019 · Amount on File |
| Deed Sale | Apr 2, 2019 · Amount on File |
| Prior Sale | Mar 31, 2010 · Amount on File |
| Deed Document Number | 201972167 |
| Last Transfer Date | Sep 14, 2022 |
| Transfer Doc | 0000295501 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEE FL |
| Recording Date | Jul 27, 2026 |
| Property Address | 19521 CALADESI DR, ESTERO, FL 33967-0508 |
| Document Number | 0000197848 |
| Instrument Date | Jul 21, 2026 |
| Instrument | 2026197848 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Trust, 212 |
| Address | 19521 CALADESI DR, ESTERO, FL 33967-0508 |
| Document Number | 0000197848, |
|---|---|
| Date | Jul 27, 2026 |
| Instrument | 2026197848 |
| Name | BANK TRUST |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jul 25, 2046 |
| Rate | 6.49% |
|---|---|
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LEE FL |
| Recording Date | Sep 19, 2022 |
| Property Address | 19521 CALADESI DR, ESTERO, FL 33967-0508 |
| Document Number | 0000295501 |
| Map Reference | MB 82 PG 98-102 |
| Instrument Date | Sep 14, 2022 |
| Instrument | 2022000295501 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 19521 CALADESI DR, 19521, ESTERO, FL 33967-0508 |
| Name | Verified Name |
|---|---|
| Address | 19521 CALADESI DR, ESTERO, FL 33967-0508 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEE FL |
| Property Address | 19521 CALADESI DR, ESTERO, FL 33967-0508 |
| Document Number | 0000190772 |
| Instrument Date | Aug 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 7, 2020 |
| Title Company | NTC - KEY W |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 19521 CALADESI DR ESTERO FL 339670508, ESTERO, FL 33967-0508 |
| Document Number | 0000190772 |
|---|---|
| Date | Aug 17, 2020 |
| Instrument | 190772 |
| Name | HOME PT FIN'L |
|---|---|
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 16, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LEE FL |
| Recording Date | Apr 2, 2019 |
| Property Address | 19521 CALADESI DR, ESTERO, FL 33967-0508 |
| Document Number | 0000072167 |
| Instrument Date | Mar 29, 2019 |
| Instrument | 72167 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2019 |
| Title Company | HEIGHTS TITLE SERVICES LLC, HEIGHTS TITLE SVCS LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,290.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 19521 CALADESI DR ESTERO FL 339670508, ESTERO, FL 33967-0508 |
| Document Number | 72168 |
|---|---|
| Date | Apr 2, 2019 |
| Instrument | 72168 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2049 |
The 2025 property tax bill for 19521 Caladesi Dr was $4,925 with a homeowner's exemption.
Source: Lee County assessment roll, as of July 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lee County |
| Municipality | Estero Village |
| Unified School District | Lee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $399,007 (+2.7%) | $529,275 (-6.88%) Land $108,205 Building $421,070 | |
| 2025 | $4,925.00 Homeowner's exemption | $388,517 | $568,374 Land $118,703 Building $449,671 |
| 2023 | $4,748.00 (-1.41%) Homeowner's exemption | $366,571 (+3%) | $642,467 (+35.73%) Land $126,403 Building $516,064 |
| 2022 | $4,816.00 Homeowner's exemption | $355,894 | $473,329 Land $105,272 Building $368,057 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 19521 Caladesi Dr in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 160 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 160 in force |
| Nearby Flood Claims | 19 (2017–2022) |
| Claims Outside the SFHA | 18 of 19 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 19521 Caladesi Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LEE COUNTY UTILITIES serves 282,556 people · EPA ID FL5364048 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hotwire Communications Fiber | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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