19505 Caladesi Dr, Estero (Fort Myers), FL 33967 Property Records

Lee County property record for 19505 Caladesi Dr, Estero, FL 33967

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 3,718 sqft · built 2009
Lot Size0.191 acres (8,304 sqft)
OwnerIndividual Name on File
Last Sale$384,636 (Jun 2009)
Tax Bill$4,884 (2025)
Deeds & MortgagesOct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN21-46-25-E2-09000.4360

Property Details

APN / Parcel Number

Primary APN21-46-25-E2-09000.4360
Alternative APNs
  • 252146E2090004360
  • 10507537

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Units2 Units
Stories1 Story
Building Area3,718 sqft Living Area
Gross Area4,486 sqft
1st Floor Area2,512 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2010
Architectural StyleRanch
Exterior MaterialConcrete Block
Roof TypeCathedral/Clerestory
Roof MaterialConcrete
Lot Area8,304 sqft (0.191 acres)
Garage TypeAttached
Garage Area454 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area1 sqft
PorchFlorida Room
Porch Area314 sqft
Patio Area831 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number10507537
Street Address19505 CALADESI DR
CityESTERO
StateFL
Zip33967-0508
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMPD
Legal DescriptionBELLE LAGO PHASE TWO DESC IN PB 82 PG 98-102 LOT 436
Legal Range25E
Legal Township46S
Legal Section21
Legal SubdivisionBELLE LAGO
Legal TractE2
Legal Block1
Legal Lot Number436
JurisdictionLEE FL
Township / Civil DivisionBONITA SPRINGS
Census Block Group1
Census Block1000
Census Tract50207

Owner

19505 Caladesi Dr is owned and occupied by an individual who bought it in June 2009.

Source: Lee County records, as of July 29, 2026

Owner of RecordIndividual Name on File
Mailing Address19505 CALADESI DR, ESTERO, FL 33967-0508
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 10, 2009 · Amount on File
Deed SaleJun 10, 2009 · Amount on File
Deed Document Number2009157968
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE FL
Property Address19505 CALADESI DR, ESTERO, FL 33967-0508
Document Number0000242715
Instrument DateOct 1, 2020
Transaction TypeMortgage
Record UpdatedOct 29, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address19505 CALADESI DR ESTERO FL 339670508, ESTERO, FL 33967-0508

Mortgage

Document Number0000242715
DateOct 8, 2020
Instrument242715
Lender
NameCARDINAL FIN'L
TypeFunding / Finance Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueOct 7, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 19505 Caladesi Dr was $4,884 with exemptions applied.

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
MunicipalityEstero Village
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$400,906 (+4.03%)$579,791 (-11.19%) Land $104,959 Building $474,832
2025$4,884.00 Homeowner's exemption Widower's exemption$385,366$652,868 Land $118,703 Building $534,165
2023$4,704.00 (-2.81%) Homeowner's exemption Widower's exemption$368,315 (+3%)$664,677 (+27.86%) Land $115,855 Building $548,822
2022$4,840.00 Homeowner's exemption$357,587$519,839 Land $105,272 Building $414,567

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 19505 Caladesi Dr in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 160 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies160 in force
Nearby Flood Claims19 (2017–2022)
Claims Outside the SFHA18 of 19
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 2 claims
  • Hurricane Irma, Sep 2017 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19505 Caladesi Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLEE COUNTY UTILITIES
serves 282,556 people · EPA ID FL5364048
Water SourceSurface water
Last State InspectionApr 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Hotwire Communications
Fiber
5,000 / 5,000
Xfinity
Cable · Fiber in parts of the area
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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