Pasco County property record for 19520 Leonard Rd, Lutz, FL 33558
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,988 sqft · built 2019 |
| Lot Size | 0.138 acres (6,050 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $393,400 (Aug 2019) |
| Tax Bill | $9,807 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Aug 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 34-26-18-0100-01300-0060 |
| Primary APN | 34-26-18-0100-01300-0060 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,988 sqft Living Area |
| Gross Area | 3,795 sqft |
| 1st Floor Area | 2,115 sqft |
| Upper Floors Area | 873 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Stucco |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,050 sqft (0.138 acres) |
| Garage Area | 399 sqft |
| Porch | Finished/Screened Porch |
| Porch Area | 408 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 1086514 |
|---|---|
| Street Address | 19520 LEONARD RD |
| City | LUTZ |
| State | FL |
| Zip | 33558-5569 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MPUD |
| Legal Description | MORSANI PHASE 2 PB 77 PG 096 BLOCK 13 LOT 6 |
| Legal Range | 18E |
| Legal Township | 26S |
| Legal Section | 34 |
| Legal Subdivision | LONG LAKE RANCH VILLAGE |
| Legal Phase | 2 |
| Legal Tract | 100 |
| Legal Block | 13 |
| Legal Lot Number | 6 |
| Jurisdiction | PASCO FL |
| Township / Civil Division | NEW PORT RICHEY |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 31605 |
Source: Pasco County records, as of December 19, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 19520 LEONARD RD, LUTZ, FL 33558-5569 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Aug 2, 2019 | Grant Deed, Subdivision Related Transfer · Conventional with PMI M&I FIN'L |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 2, 2019 · Amount on File |
| Deed Sale | Aug 2, 2019 · Amount on File |
| Deed Document Number | 0099493754 |
| Deed Book / Page | 9949 / 3754 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 19520 LEONARD RD, LUTZ, FL 33558-5569 |
| Transaction Type | Mortgage |
| Record Updated | Oct 4, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0104402187 |
|---|---|
| Date | Sep 20, 2021 |
| Book Page | 10440/2187 |
| Instrument | 2021198311 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2036 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Aug 2, 2019 |
| Property Address | 19520 LEONARD RD, LUTZ, FL 33558-5569 |
| Document Number | 0099493754 |
| Book / Page | 009949 / 003754 |
| Instrument Date | Aug 2, 2019 |
| Instrument | 130805 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 15, 2019 |
| Title Company | M/I TITLE AGENCY LIMITED LC, M/I TITLE AGENCY LTD LC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,753.80 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 19520 LEONARD RD LUTZ FL 33558, LUTZ, FL 33558 |
| Document Number | 99493756 |
|---|---|
| Date | Aug 2, 2019 |
| Book Page | 009949/003756 |
| Instrument | 130806 |
| Name | M&I FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBUS, OH 43219 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2049 |
Source: Pasco County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pasco County |
| Unified School District | Pasco County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,807.00 (+4.64%) Homeowner's exemption | $399,640 (+5.99%) Land $98,010 Building $301,630 | $560,340 (-3.39%) Land $98,010 Building $462,330 |
| 2023 | $9,372.00 (+9.07%) Additional exemption filed | $377,070 (+4.19%) Land $66,671 Building $310,399 | $580,001 (+27.7%) Land $66,671 Building $513,330 |
| 2022 | $8,593.00 Homeowner's exemption | $361,910 Land $55,539 Building $306,371 | $454,180 Land $55,539 Building $398,641 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 158 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 187 units insured incl. 29 condo units |
| Nearby Flood Claims | 21 (1997–2024) |
| Claims Outside the SFHA | 2 of 21 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · lower than 65% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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