Pasco County property record for 19498 Leonard Rd, Lutz, FL 33558
| Property Type | Single Family Home |
|---|---|
| Details | 5 ba · 3,761 sqft · built 2019 |
| Lot Size | 0.177 acres (7,752 sqft) |
| Owner | Individual Name on File |
| Last Sale | $768,000 (Jan 2025) |
| Tax Bill | $15,429 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Sep 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 34-26-18-0100-01300-0040 |
| Primary APN | 34-26-18-0100-01300-0040 |
|---|---|
| Alternative APN |
|
| Full Baths | 5 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,761 sqft Living Area |
| Gross Area | 4,777 sqft |
| 1st Floor Area | 1,778 sqft |
| Upper Floors Area | 1,983 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Stucco |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,752 sqft (0.177 acres) |
| Garage Area | 640 sqft |
| Porch | Finished/Screened Porch |
| Porch Area | 376 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 1086512 |
|---|---|
| Street Address | 19498 LEONARD RD |
| City | LUTZ |
| State | FL |
| Zip | 33558-5566 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MPUD |
| Legal Description | MORSANI PHASE 2 PB 77 PG 096 BLOCK 13 LOT 4 |
| Legal Range | 18E |
| Legal Township | 26S |
| Legal Section | 34 |
| Legal Subdivision | LONG LAKE RANCH VILLAGE |
| Legal Phase | 2 |
| Legal Tract | 100 |
| Legal Block | 13 |
| Legal Lot Number | 4 |
| Jurisdiction | PASCO FL |
| Township / Civil Division | NEW PORT RICHEY |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 31605 |
Source: Pasco County records, as of December 19, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 19498 LEONARD RD, LUTZ, FL 33558-5566 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 29, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Sep 24, 2019 | Grant Deed, Subdivision Related Transfer · VA Mortgage M&I FIN'L |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 6, 2025 · Amount on File |
| Deed Sale | Jan 6, 2025 · Amount on File |
| Prior Sale | Sep 24, 2019 · Amount on File |
| Deed Document Number | 2025001177 |
| Deed Book / Page | 11138 / 54 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 19498 LEONARD RD, LUTZ, FL 33558-5566 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0102453059 |
|---|---|
| Date | Dec 29, 2020 |
| Book Page | 10245/3059 |
| Instrument | 2020221563 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 347 Months |
| Due | Nov 1, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Sep 24, 2019 |
| Property Address | 19498 LEONARD RD, LUTZ, FL 33558-5566 |
| Document Number | 0099781738 |
| Book / Page | 009978 / 001738 |
| Instrument Date | Sep 24, 2019 |
| Instrument | 163425 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 4, 2019 |
| Title Company | M/I TITLE AGENCY LIMITED LC, M/I TITLE AGENCY LTD LC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,294.96 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 19498 LEONARD RD LUTZ FL 335585566, LUTZ, FL 33558-5566 |
| Document Number | 99781740 |
|---|---|
| Date | Sep 24, 2019 |
| Book Page | 009978/001740 |
| Instrument | 163426 |
| Name | M&I FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBUS, OH 43219 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 23, 2049 |
Source: Pasco County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pasco County |
| Unified School District | Pasco County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15,429.00 (+317.9%) | $692,862 (+46.36%) Land $109,812 Building $583,050 | $692,862 (-4.15%) Land $109,812 Building $583,050 |
| 2023 | $3,692.00 (+8.02%) Additional exemption filed | $473,380 (+4.2%) Land $75,624 Building $397,756 | $722,888 (+27.61%) Land $75,624 Building $647,264 |
| 2022 | $3,418.00 Homeowner's exemption | $454,310 Land $63,480 Building $390,830 | $566,485 Land $63,480 Building $503,005 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 158 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 187 units insured incl. 29 condo units |
| Nearby Flood Claims | 21 (1997–2024) |
| Claims Outside the SFHA | 2 of 21 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · lower than 65% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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