1940 River Lagoon Trce, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 1940 River Lagoon Trce, Saint Augustine, FL 32092 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,630 sqft · built 2005
Lot Size0.19 acres (8,276 sqft)
OwnerIndividual Name on File
Last Sale$185,000 (Jul 2012)
Tax Bill$5,007 (2025)
Deeds & MortgagesDec 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN288103-2180

Property Details

APN / Parcel Number

Primary APN288103-2180

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures14 Plumbing Fixtures
Stories2 Stories
Building Area2,630 sqft Living Area
Gross Area3,138 sqft
1st Floor Area1,296 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialConcrete
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,276 sqft (0.19 acres)
Garage TypeAttached
Garage Area508 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area258 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1940 RIVER LAGOON TRCE
CitySAINT AUGUSTINE
StateFL
Zip32092-2417
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description47/84-94 ST JOHNS SIX MILE CREEK WEST UNIT 1 LOT 218 OR3591/1487 & 6252/508(DM)
Legal Range27E
Legal Township06S
Legal Section24
Legal SubdivisionSAINT JOHNS SIX MILE CREEK WEST UNIT 1
Legal Block1
Legal Lot Number218
Legal Unit1
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group1
Census Block1008
Census Tract20905

Owner

Source: St. Johns County records · APN 288103-2180

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1940 RIVER LAGOON TRCE, SAINT AUGUSTINE, FL 32092-2417
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 25, 2012 · Amount on Record
Deed SaleJul 25, 2012 · Amount on Record
Prior SaleApr 04, 2012
Deed Document Number201242320
Deed Book / Page3591 / 1487
Record UpdatedJun 08, 2026

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address1940 RIVER LAGOON TRCE, SAINT AUGUSTINE, FL 32092-2417
Document Number0046681294
Instrument DateDec 28, 2018
Transaction TypeMortgage
Record UpdatedFeb 01, 2019
Title CompanyVYSTAR TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1940 RIVER LAGOON TRCE ST AUGUSTINE FL 320922417, ST AUGUSTINE, FL 32092-2417

Mortgage

Document Number0046681294
DateJan 17, 2019
Book Page004668/001294
Instrument3816
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32210
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 16, 2049

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$214,675 (+2.7%)$367,308 (-4.05%) Land $85,000 Building $282,308
2025$5,007.00 (+9.18%) Homeowner's exemption$209,031 (+2.9%)$382,817 (-3.38%) Land $90,000 Building $292,817
2024$4,586.00 (+1.98%) Homeowner's exemption$203,140 (+3%)$396,197 (-) Land $100,000 Building $296,197
2023$4,497.00 (+2.98%) Homeowner's exemption$197,223 (+3%)$396,197 (+6.48%) Land $100,000 Building $296,197
2022$4,367.00 Homeowner's exemption$191,479$372,099 Land $75,040 Building $297,059

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 84 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies84 in force

Wildfire

Wildfire RiskModerate
above 53% of the US · above 23% of Florida
Wildfire LikelihoodAbout 1 in 1,190 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 136 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

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