Clay County property record for 1951 Red Bug Aly, Middleburg, FL 32068
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,975 sqft · built 2003 |
| Lot Size | 0.71 acres (30,971 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $642,000 (Mar 2022) |
| Tax Bill | $6,504 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Mar 2022 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 11-05-24-006003-000-00 |
| Primary APN | 11-05-24-006003-000-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,975 sqft Heated Area |
| Gross Area | 5,905 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Elevator | Elevator |
| Year Built | Built 2003 |
|---|---|
| Exterior Material | Logs |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 30,971 sqft (0.71 acres) |
| Lot Dimensions | 310 ft deep x 100 ft wide |
| Pool Area | 392 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 430 sqft |
| Patio Area | 473 sqft |
| Balcony | Balcony |
| Balcony Area | 473 sqft |
| Fence | Fence |
| Boat House | 351 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 1951 RED BUG ALY |
|---|---|
| City | MIDDLEBURG |
| State | FL |
| Zip | 32068-4924 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR |
| Legal Description | LOT 14 LAZY ACRES UNIT 1 AS REC O R 4579 PG 2092 |
| Legal Range | 24 |
| Legal Township | 05 |
| Legal Section | 11 |
| Legal Subdivision | LAZY ACRES |
| Legal Lot Number | 14 |
| Legal Unit | 1 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | MIDDLEBURG-CLAY HILL |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 30204 |
Source: Clay County records, as of December 18, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1951 RED BUG ALY, MIDDLEBURG, FL 32068-4924 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF ENGLAND |
| Mar 4, 2022 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 4, 2022 · Amount on Record |
| Deed Sale | Mar 4, 2022 · Amount on Record |
| Prior Sale | Dec 19, 2016 · Amount on Record |
| Deed Document Number | 2022014745 |
| Deed Book / Page | 4579 / 2092 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 1951 RED BUG ALY, MIDDLEBURG, FL 32068-4924 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1951 RED BUG ALY, MIDDLEBURG, FL 32068-4924 |
| Document Number | 0043771713 |
|---|---|
| Date | Nov 16, 2020 |
| Book Page | 4377/1713 |
| Instrument | 2020060114 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Address | LITTLE ROCK, AR 72201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Mar 4, 2022 |
| Property Address | 1951 RED BUG ALY, MIDDLEBURG, FL 32068-4924 |
| Document Number | 0045792092 |
| Book / Page | 4579 / 2092 |
| Map Reference | MB 6 PG 3&4 |
| Instrument Date | Mar 3, 2022 |
| Instrument | 2022014745 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2022 |
| Title Company | REALTY TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,494.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8931 NW 60TH AVE, 8931, CHIEFLAND, FL 32626-5250 |
| Name | Verified Name |
|---|---|
| Address | 1951 RED BUG ALY, MIDDLEBURG, FL 32068-4924 |
| Document Number | 0045792094 |
|---|---|
| Date | Mar 4, 2022 |
| Instrument | 4579/2094 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
Source: Clay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,504.00 (+1.47%) Homeowner's exemption | $466,622 (+5.99%) | $625,822 (+12.39%) Land $121,200 Building $504,622 |
| 2023 | $6,410.00 (+17.1%) Homeowner's exemption | $440,265 (+14.25%) | $556,841 (+21.45%) Land $70,700 Building $486,141 |
| 2022 | $5,474.00 Homeowner's exemption | $385,362 | $458,488 Land $70,700 Building $387,788 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 52 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 52 in force |
| Nearby Flood Claims | 27 (2008–2017) |
| Most Recent Claim | Nov 2017 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 40% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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