1975 Red Bug Aly, Middleburg, FL 32068 Property Records

Clay County property record for 1975 Red Bug Aly, Middleburg, FL 32068 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 2003
Square Footage	1,200 sqft Heated Area
Lot Size	13,764 sqft (0.315 acres)
Occupancy	Owner Occupied
Last Sale	$265,000 (2019)
Tax Bill	$3,199.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`11-05-24-006007-000-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Building Area	1,200 sqft Heated Area
Gross Area	3,234 sqft Gross Area
Stories	2 Stories
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2003
Exterior Material	Aluminum/Vinyl Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	13,764 sqft (0.315 acres)
Depth X Width	138 ft x 100 ft Depth x Width

Exterior Amenities

Patio Area	264 sqft Patio
Porch	1 Porch
Porch Area	486 sqft Porch
Boat Access	Boat Access
Storage Building	140 sqft Storage Building

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating
Sewage	Septic Sewage

Location & Zoning

Street Address	1975 RED BUG ALY
City	MIDDLEBURG
State	FL
Zip	32068-4924
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 18 LAZY ACRES UNIT 1 AS REC O R 4191 PG 1611
Legal Range	24
Legal Township	05
Legal Section	11
Legal Subdivision	LAZY ACRES
Legal Lot Number	18
Legal Unit	1
Jurisdiction	CLAY FL
Minor Civil Division	MIDDLEBURG-CLAY HILL
Census Blockgroup	1
Census Block	1008
Census Tract	30204

Owner

Source: Clay County records · APN 11-05-24-006007-000-00

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1975 RED BUG ALY, MIDDLEBURG, FL 32068-4924
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 15, 2019 · Amount on Record
Deed Sale	May 15, 2019 · Amount on Record
Prior Sale	Apr 22, 2002 · Amount on Record
Deed Doc Number	2019024768
Deed Book / Page	4191 / 1611
Record Refreshed	Jun 08, 2026

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	May 15, 2019
Property Address	1975 RED BUG ALY, MIDDLEBURG, FL 32068-4924
Document Number	0041911611
Book / Page	004191 / 001611
Instrument Date	Apr 29, 2019
Instrument	24768
Transaction Type	Transfer
Record Updated	Jul 11, 2019
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,855.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	1975 RED BUG ALY MIDDLEBURG FL 320684924, MIDDLEBURG, FL 32068-4924

Mortgage

Document Number	41942010
Date	May 15, 2019
Book Page	004194/002010
Instrument	26678

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 14, 2049

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,199.00 (-2.94%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$259,899 (+5.99%)	$341,334 (+17.9%) Land $100,560 Building $240,774
2023	$3,296.00 (+4.67%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$245,219 (+3%)	$289,510 (+18.49%) Land $58,660 Building $230,850
2022	$3,149.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$238,077	$244,328 Land $58,660 Building $185,668

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (12019C), updated July 6, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM

Wildfire

Wildfire Risk	Moderate above 49% of the US · above 19% of Florida
Wildfire Likelihood	About 1 in 1,064 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.