Santa Rosa County property record for 1938 Iris Ln, Navarre, FL 32566
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,410 sqft · built 1988 |
| Lot Size | 0.459 acres (19,994 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $355,000 (Oct 2023) |
| Tax Bill | $2,824 (2025) |
| Deeds & Mortgages | Oct 2023 Sale Apr 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-2S-26-1920-01800-0060 |
| Primary APN | 18-2S-26-1920-01800-0060 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,410 sqft Living Area |
| Gross Area | 2,516 sqft |
| 1st Floor Area | 1,410 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Masonry |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 19,994 sqft (0.459 acres) |
| Lot Dimensions | 200 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
|---|---|
| Porch Area | 390 sqft |
| Deck Area | 160 sqft |
| Patio Area | 28 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1938 IRIS LN |
|---|---|
| City | NAVARRE |
| State | FL |
| Zip | 32566-8315 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | HOLLEY BY THE SEA LOT 6 BLK 18 AS DES IN OR 4439 PG 2074 |
| Legal Range | 26W |
| Legal Township | 2S |
| Legal Section | 18 |
| Legal Subdivision | HOLLEY SEA/1ST AMD |
| Legal Block | 18 |
| Legal Lot Number | 6 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 2 |
| Census Block | 2051 |
| Census Tract | 10820 |
Source: Santa Rosa County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 1938 IRIS LN, NAVARRE, FL 32566-8315 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Oct 4, 2023 | Warranty Deed, Transfer PURE TITLE LLC |
| Apr 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF ENGLAND |
| Jul 26, 2018 | Deed of Trust, Mortgage · Conventional with PMI BANK OF ENGLAND |
| May 19, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 4, 2023 · Amount on Record |
| Deed Sale | Oct 4, 2023 · Amount on Record |
| Prior Sale | Oct 1, 1998 · Amount on Record |
| Deed Document Number | 202345107 |
| Deed Book / Page | 4439 / 2074 |
| Prior Transfer Date | Jan 18, 2003 |
| Prior Transfer Doc | 0021280648 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Oct 4, 2023 |
| Property Address | 1938 IRIS LN, NAVARRE, FL 32566-8315 |
| Document Number | 0044392074 |
| Book / Page | 4439 / 2074 |
| Instrument Date | Sep 29, 2023 |
| Instrument | 202345107 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2023 |
| Title Company | PURE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,485.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 201 CAMDEN DR, MADISON HEIGHTS, VA 24572-3416 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1938 IRIS LN, NAVARRE, FL 32566-8315 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 1938 IRIS LN, NAVARRE, FL 32566-8315 |
| Transaction Type | Mortgage |
| Record Updated | Jun 3, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1938 IRIS LN, NAVARRE, FL 32566-8315 |
| Document Number | 0041030984 |
|---|---|
| Date | Apr 14, 2021 |
| Book Page | 4103/984 |
| Instrument | 202124647 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Address | LITTLE ROCK, AR 72201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 1938 IRIS LN, NAVARRE, FL 32566-8315 |
| Document Number | 0037520770 |
| Instrument Date | Jul 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 11, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1938 IRIS LN NAVARRE FL 325668315, NAVARRE, FL 32566-8315 |
| Document Number | 0037520770 |
|---|---|
| Date | Jul 31, 2018 |
| Book Page | 003752/000770 |
| Instrument | 32440 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Address | LITTLE ROCK, AR 72201 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 30, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | May 19, 2017 |
| Property Address | 1938 IRIS LN, NAVARRE, FL 32566-8315 |
| Document Number | 0036251808 |
| Book / Page | 003625 / 001808 |
| Instrument Date | May 18, 2016 |
| Instrument | 20229 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1938 IRIS LN NAVARRE FL 325668315, NAVARRE, FL 32566-8315 |
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,824.00 (+2.65%) | $272,094 (+2.06%) Land $75,000 Building $197,094 | $272,094 (+2.06%) Land $75,000 Building $197,094 |
| 2024 | $2,751.00 (+169.71%) Homeowner's exemption | $266,613 (+133.51%) Land $75,000 Building $191,613 | $266,613 (+31.07%) Land $75,000 Building $191,613 |
| 2023 | $1,020.00 (+3.76%) Homeowner's exemption | $114,174 (+3%) | $203,408 (+13.14%) Land $65,000 Building $138,408 |
| 2022 | $983.00 Homeowner's exemption | $110,849 | $179,785 Land $50,000 Building $129,785 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 215 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 215 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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