19507 Explorer Dr, Penn Valley, CA 95946 Property Records

Nevada County property record for 19507 Explorer Dr, Penn Valley, CA 95946

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,145 sqft · built 1985
Lot Size	0.55 acres (23,958 sqft)
Owner	2 Individual Names on Record
Last Sale	$542,000 (May 2025)
Tax Bill	$6,565 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Dec 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`033-610-005-000`

Property Details

APN / Parcel Number

Primary APN	`033-610-005-000`
Alternative APN	`33-610-05-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,145 sqft Living Area
1st Floor Area	2,145 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Traditional
Lot Area	23,958 sqft (0.55 acres)
Terrain	Above Road/Slope
View / Lot	Average
Garage Type	Attached
Garage Area	580 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Patio Area	2,145 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected
Water Source	Commercial

Location & Zoning

Old Parcel Number	33-610-05-000
Street Address	19507 EXPLORER DR
City	PENN VALLEY
State	CA
Zip	95946-9477
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-PD
Legal Description	LOT 2454 LAKE WILDWOOD UNIT #5
Legal Subdivision	LAKE WILDWOOD UNIT #5
Legal Lot Number	2454
Jurisdiction	NEVADA CA
Township / Civil Division	GRASS VALLEY
Census Block Group	2
Census Block	2008
Census Tract	401

Owner

Source: Nevada County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	19507 EXPLORER DR, PENN VALLEY, CA 95946-9477
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2022	Grant Deed, Transfer · Conventional Mortgage PACIFIC SERVICE CU
Dec 21, 2020	Grant Deed, Transfer · Conventional Mortgage PANORAMA MORTGAGE GROUP LLC
Feb 27, 2018	Deed of Trust, Mortgage · Conventional Mortgage STATE BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 2025 · Amount on Record
Deed Sale	May 14, 2025 · Amount on Record
Prior Sale	Sep 29, 2022 · Amount on Record
Deed Document Number	20257445
Prior Transfer Date	Mar 5, 2015
Prior Transfer Doc	0000006198
Record Updated	Oct 29, 2026

September 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEVADA CA
Recording Date	Sep 29, 2022
Property Address	19507 EXPLORER DR, PENN VALLEY, CA 95946-9477
Document Number	0000019379
Map Reference	MB 4 PG 9
Instrument Date	Sep 26, 2022
Instrument	20220019379
Transaction Type	Transfer
Record Updated	Oct 12, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	19507 EXPLORER DR, PENN VALLEY, CA 95946-9477

Mortgage

Document Number	0000019380
Date	Sep 29, 2022
Instrument	20220019380

Lender

Name	PACIFIC SERVICE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Oct 1, 2027
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	6.75%
Index	Other
Max Rate	9.75%

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEVADA CA
Recording Date	Dec 21, 2020
Property Address	19507 EXPLORER DR, PENN VALLEY, CA 95946-9477
Document Number	0000035794
Map Reference	MB 4 PG 9
Instrument Date	Dec 8, 2020
Instrument	20200035794
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	19507 EXPLORER DR, PENN VALLEY, CA 95946-9477

Mortgage

Document Number	0000035795
Date	Dec 21, 2020
Instrument	20200035795

Lender

Name	PANORAMA MORTGAGE GROUP LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Property Address	19507 EXPLORER DR, PENN VALLEY, CA 95946-9477
Document Number	0000004670
Instrument Date	Feb 27, 2018
Transaction Type	Mortgage
Record Updated	Mar 6, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	19507 EXPLORER DR PENN VALLEY CA 959469477, PENN VALLEY, CA 95946-9477

Mortgage

Document Number	0000004670
Date	Mar 9, 2018
Instrument	4670

Lender

Name	STATE BK&TR
Type	Bank
Address	DULUTH, GA 30097

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Nevada County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	California
County	Nevada County
Elementary School District	Penn Valley Union Elementary School District (KG - 08)
Secondary School District	Nevada Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$552,840 (+18.86%) Land $102,000 Building $450,840
2025	$6,565.00 (+2.88%) Homeowner's exemption	$465,120 (+2%) Land $107,712 Building $357,408
2023	$6,381.00 (+11.99%)	$456,000 Land $105,600 Building $350,400	$417,600
2022	$5,698.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1997)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1997 · Severe Storms, Flooding, Mud And Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 46% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEVADA ID - LAKE WILDWOOD serves 9,108 people · EPA ID CA2910023
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: DigitalPath, SmarterBroadband, Succeed.Net, Verizon.

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