19580 Explorer Dr, Penn Valley, CA 95946 Property Records

Nevada County property record for 19580 Explorer Dr, Penn Valley, CA 95946

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,726 sqft · built 1991
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Last Sale	$507,500 (Feb 2018)
Tax Bill	$7,965 (2025)
Deeds & Mortgages	Dec 2021 Reverse Mortgage Feb 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`033-610-015-000`

Property Details

APN / Parcel Number

Primary APN	`033-610-015-000`
Alternative APN	`33-610-15-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,726 sqft Living Area
1st Floor Area	2,726 sqft
Basement Area	650 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Traditional
Lot Area	13,068 sqft (0.3 acres)
Terrain	Below Road/Slope
View / Lot	Lake
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Patio Area	2,726 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected
Water Source	Commercial

Location & Zoning

Old Parcel Number	33-610-15-000
Street Address	19580 EXPLORER DR
City	PENN VALLEY
State	CA
Zip	95946-9477
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-PD
Legal Description	LOT 2513 LAKE WILDWOOD UNIT #5
Legal Subdivision	LAKE WILDWOOD UNIT #5
Legal Lot Number	2513
Jurisdiction	NEVADA CA
Township / Civil Division	GRASS VALLEY
Census Block Group	2
Census Block	2001
Census Tract	401

Owner

Source: Nevada County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	19580 EXPLORER DR, PENN VALLEY, CA 95946-9477
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2021	Deed of Trust, Mortgage · Reverse Mortgage MUTUAL OF OMAHA MORTGAGE INC
Feb 27, 2018	Grant Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 27, 2018 · Amount on Record
Deed Sale	Feb 27, 2018 · Amount on Record
Prior Sale	Jan 11, 2001 · Amount on Record
Deed Document Number	20183530
Prior Transfer Date	Apr 24, 2001
Prior Transfer Doc	0000014393
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Property Address	19580 EXPLORER DR, PENN VALLEY, CA 95946-9477
Transaction Type	Mortgage
Record Updated	Dec 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19580 EXPLORER DR, PENN VALLEY, CA 95946-9477

Mortgage

Document Number	0000037734
Date	Dec 1, 2021
Instrument	20210037734

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	1.79%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	6.79%

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEVADA CA
Recording Date	Feb 27, 2018
Property Address	19580 EXPLORER DR, PENN VALLEY, CA 95946-9477
Document Number	0000003530
Instrument Date	Feb 14, 2018
Instrument	3530
Transaction Type	Transfer
Record Updated	Mar 6, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$558.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19580 EXPLORER DR PENN VALLEY CA 959469477, PENN VALLEY, CA 95946-9477

Tax Assessment & Valuation

Source: Nevada County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	California
County	Nevada County
Elementary School District	Penn Valley Union Elementary School District (KG - 08)
Secondary School District	Nevada Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$603,898 (+2%) Land $104,450 Building $499,448
2025	$7,965.00 (+4.51%)	$592,057 (+4.04%) Land $102,402 Building $489,655
2023	$7,621.00 (+3.79%)	$569,069 Land $98,427 Building $470,642	$537,570
2022	$7,343.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1997)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1997 · Severe Storms, Flooding, Mud And Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 54% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEVADA ID - LAKE WILDWOOD serves 9,108 people · EPA ID CA2910023
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
SmarterBroadband Fixed Wireless	100 / 25

May also be available: DigitalPath, Verizon.

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