19504 E 12th Ter N, Independence, MO 64056 Property Records

Jackson County property record for 19504 E 12th Ter N, Independence, MO 64056 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,756 sqft · built 1999
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Tax Bill	$5,276 (2024)
Deeds & Mortgages	Nov 2024 Mortgage Aug 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-510-18-25`

Property Details

APN / Parcel Number

Primary APN	`16-510-18-25`
Alternative APNs	`16510182500000001` `737962`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	2,756 sqft Living Area
1st Floor Area	1,356 sqft
Basement Area	345 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Architectural Style	Conventional
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	92 sqft
Deck Area	192 sqft
Patio Area	192 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	737962
Old Parcel Number	16510182500000001
Street Address	19504 E 12TH TER N
City	INDEPENDENCE
State	MO
Zip	64056-4422
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REGENCY HEIGHTS 5TH PLAT (LOTS 95-129 & TR A) LOT 113
Legal Subdivision	REGENCY HEIGHTS
Legal Tract	A
Legal Lot Number	95-129
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	4
Census Block	4001
Census Tract	17700

Owner

Source: Jackson County records · APN 16-510-18-25

Assessment roll updated June 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	19504 E 12TH TER N, INDEPENDENCE, MO 64056-4422
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2024	Deed of Trust, Mortgage · FHA Mortgage PLANET HOME LENDING LLC
Aug 03, 2023	Warranty Deed, Transfer · FHA Mortgage FLAT BRANCH HOME LOANS INC
Sep 06, 2019	Warranty Deed, Transfer LEADERONE FIN'L

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 03, 2023
Deed Sale	Aug 03, 2023
Prior Sale	Sep 06, 2019
Deed Document Number	2023E0055703
Record Updated	Jun 08, 2026

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	19504 E 12TH TER N, INDEPENDENCE, MO 64056-4422
Transaction Type	Mortgage
Record Updated	Jan 21, 2026
Title Company	SOURCEPOINT TITLE SVCS, SOURCEPOINT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19504 E 12TH TER N, INDEPENDENCE, MO 64056-4422

Mortgage

Document Number	00E0078170
Date	Nov 15, 2024
Instrument	2024E0078170

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2054

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Aug 03, 2023
Property Address	19504 E 12TH TER N, INDEPENDENCE, MO 64056-4422
Document Number	00E0055703
Instrument Date	Aug 03, 2023
Instrument	2023E0055703
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	ALLIANCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	19504 E 12TH TER N, INDEPENDENCE, MO 64056-4422

Mortgage

Document Number	00E0055778
Date	Aug 03, 2023
Instrument	2023E0055778

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2053

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Sep 06, 2019
Property Address	19504 E 12TH TER N, INDEPENDENCE, MO 64056-4422
Document Number	0000E71247
Instrument Date	Aug 28, 2019
Instrument	71247E
Transaction Type	Transfer
Record Updated	Oct 10, 2019
Title Company	FIRST UNITED TITLE AGENCY LLC, FIRST UNITED TITLE AGCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	19504 E 12TH TER N INDEPENDENCE MO 640564422, INDEPENDENCE, MO 64056-4422

Mortgage

Document Number	E71248
Date	Sep 06, 2019
Instrument	71248E

Lender

Name	LEADERONE FIN'L
Type	Funding / Finance Company
Address	OVERLAND PARK, KS 66210

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 05, 2049

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated June 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Fort Osage R-I School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$65,582 (-1.3%) Land $6,604 Building $58,978	$345,170 (-1.3%)
2024	$5,276.00 (+0.48%)
2023	$5,251.00	$66,443 Land $8,284 Building $58,159	$349,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jackson County (29095C), updated May 28, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 428 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
AT&T	DSL	100 / 20

May also be available at this address: Wisper ISP, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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