19405 E 12th Ter N, Independence, MO 64056 Property Records

Jackson County property record for 19405 E 12th Ter N, Independence, MO 64056

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,477 sqft · built 2002
Lot Size	0.2 acres (8,712 sqft)
Owner	Owner Name on File
Tax Bill	$4,174 (2024)
Deeds & Mortgages	Aug 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`16-510-16-12`

Property Details

APN / Parcel Number

Primary APN	`16-510-16-12`
Alternative APNs	`16510161200000001` `737912`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,477 sqft Living Area
Gross Area	2,947 sqft
1st Floor Area	1,015 sqft
Basement Area	1,015 sqft
Finished Basement	761 sqft
Flooring	Carpet
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Architectural Style	Conventional
Exterior Material	Wood Siding
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	24 sqft
Deck Area	132 sqft
Patio Area	132 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Water Source	Private

Location & Zoning

Account Number	737912
Old Parcel Number	16510161200000001
Street Address	19405 E 12TH TER N
City	INDEPENDENCE
State	MO
Zip	64056-4421
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REGENCY HEIGHTS 5TH PLAT (LOTS 95-129 & TR A) LOT 108
Legal Subdivision	REGENCY HEIGHTS
Legal Tract	A
Legal Lot Number	95-129
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	4
Census Block	4005
Census Tract	17700

Owner

Source: Jackson County records · APN 16-510-16-12

Assessment roll updated June 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	19405 E 12TH TER N, INDEPENDENCE, MO 64056-4421
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Last Sale	Dec 27, 2007
Deed Sale	Dec 27, 2007
Prior Sale	Oct 01, 2002
Deed Document Number	2007E0162583
Record Updated	Jun 08, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	19405 E 12TH TER N, INDEPENDENCE, MO 64056-4421
Transaction Type	Mortgage
Record Updated	Sep 06, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19405 E 12TH TER N, INDEPENDENCE, MO 64056-4421

Mortgage

Document Number	00E0081250
Date	Aug 31, 2022
Instrument	2022E0081250

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Sep 01, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated June 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Fort Osage R-I School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$50,002 (-4.89%) Land $6,190 Building $43,812	$263,170 (-4.89%)
2024	$4,174.00 (+0.46%)
2023	$4,155.00	$52,573 Land $6,631 Building $45,942	$276,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 28, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

Based on FCC filings for 428 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	INDEPENDENCE PWS serves 120,000 people
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.