1950 Lower River Rd, Covington, GA 30016 Property Records

Newton County property record for 1950 Lower River Rd, Covington, GA 30016

Property Summary

Property TypeRural Home
Details4 ba · 2,027 sqft · built 1998
Lot Size15 acres (653,400 sqft)
OwnerIndividual Name on Record
Last Sale$125,000 (Jul 1998)
Tax Bill$3,433 (2025)
Deeds & MortgagesJun 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN00490-00000-104-000

Property Details

APN / Parcel Number

Primary APN00490-00000-104-000
Alternative APNs
  • 0049 104
  • 22162

Interior

Full Baths4 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Stories1 Story
Building Area2,027 sqft Heated Area
1st Floor Area2,027 sqft
Basement Area2,027 sqft
Unfinished Basement2,027 sqft
FlooringOther
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1999
Exterior MaterialBrick Veneer
Foundation TypeConcrete
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area653,400 sqft (15 acres)
Garage Area460 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area30 sqft
Deck Area682 sqft
Patio Area682 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number22162
Old Parcel Number0049 104
Street Address1950 LOWER RIVER RD
CityCOVINGTON
StateGA
Zip30016-8290
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeA1
Legal Description15AC LOWER RIVER RD
Legal SubdivisionROCKY PLAINS & HWY 162
JurisdictionNEWTON GA
Township / Civil DivisionSOUTH NEWTON
Census Block Group3
Census Block3039
Census Tract100801

Owner

Source: Newton County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 2111, COVINGTON, GA 30015-2111
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 27, 1998 · Amount on Record
Deed SaleJul 27, 1998 · Amount on Record
Deed Document Number0000745492
Record UpdatedJun 8, 2026

June 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEWTON GA
Property Address1950 LOWER RIVER RD, COVINGTON, GA 30016-8290
Transaction TypeMortgage
Record UpdatedOct 7, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address1950 LOWER RIVER RD, COVINGTON, GA 30016-8290

Mortgage

Document Number0047340000000015
DateJun 3, 2025
Book Page0000004734/0000000015
Lender
NameMAGNOLIA BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2055

Tax Assessment & Valuation

Source: Newton County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateGeorgia
CountyNewton County
Unified School DistrictNewton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,433.00 (+3.59%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed$183,080 (+6.17%) Land $48,240 Building $134,840$457,700 (+6.17%) Land $120,600 Building $337,100
2024$3,314.00 (-19.33%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed$172,440 (-1.03%) Land $48,240 Building $124,200$431,100 (-1.03%) Land $120,600 Building $310,500
2023$174,240 Land $48,240 Building $126,000$435,600 Land $120,600 Building $315,000
2022$4,108.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

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