195 Xavier Dr, Athens, GA 30606 Property Records

Athens-Clarke County Unified Government property record for 195 Xavier Dr, Athens, GA 30606 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 4,796 sqft · built 1965
Lot Size	1.35 acres (58,806 sqft)
Owner	2 Individual Names on File
Last Sale	$280,000 (Jun 2015)
Tax Bill	$6,035 (2025)
Deeds & Mortgages	Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-3-C4 B-010`

Property Details

APN / Parcel Number

Primary APN	`12-3-C4 B-010`
Alternative APNs	`123C4 B 1` `11183`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	1 Story
Building Area	4,796 sqft Heated Area
Basement Area	800 sqft
Unfinished Basement	800 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1993
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	58,806 sqft (1.35 acres)
Garage Type	Carport
Carport	Carport

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	1,322 sqft
Greenhouse	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	11183
Street Address	195 XAVIER DR
City	ATHENS
State	GA
Zip	30606-3834
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD BLK: A ,LOT: 7;
Legal Subdivision	RES-BV-050
Legal Block	A
Legal Lot Number	7
Jurisdiction	CLARKE GA
Township / Civil Division	ATHENS
Census Block Group	3
Census Block	3001
Census Tract	150300

Owner

Source: Athens-Clarke County Unified Government records · APN 12-3-C4 B-010

Assessment roll updated November 13, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	195 XAVIER DR, ATHENS, GA 30606-3834
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 12, 2015 · Amount on Record
Deed Sale	Jun 12, 2015 · Amount on Record
Deed Document Number	20151833
Deed Book / Page	4350 / 235
Record Updated	Jun 08, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARKE GA
Property Address	195 XAVIER DR, ATHENS, GA 30606-3834
Document Number	0050060353
Instrument Date	Jun 19, 2020
Transaction Type	Mortgage
Record Updated	Jul 17, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 XAVIER DR ATHENS GA 306063834, ATHENS, GA 30606-3834

Mortgage

Document Number	0050060353
Date	Jun 25, 2020
Book Page	005006/000353

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 24, 2035

Tax Assessment & Valuation

Source: Athens-Clarke County Unified Government records · Assessment roll updated November 13, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Georgia
County / Consolidated City	Athens-Clarke County Unified Government
Unified School District	Clarke County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,035.00 (+36.51%) Homeowner's exemption	$216,302 (+23.27%) Land $30,000 Building $186,302	$540,755 (+23.27%) Land $75,000 Building $465,755
2023	$4,421.00 (+0.32%) Homeowner's exemption	$175,472 (+18.43%) Land $30,000 Building $145,472	$438,681 (+18.43%) Land $75,000 Building $363,681
2022	$4,407.00 Homeowner's exemption	$148,170 Land $30,000 Building $118,170	$370,425 Land $75,000 Building $295,425

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Athens-Clarke County Unified Government (13059C), updated September 15, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 130591503003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 6 individual NFIP policies nearby
Nearby Flood Policies	6 in force 6 of 6 on primary residences
Nearby Flood Claims	3 (2023–2026)
Most Recent Claim	May 2026, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.