190 Xavier Dr, Athens, GA 30606 Property Records

Athens-Clarke County Unified Government property record for 190 Xavier Dr, Athens, GA 30606 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 3,809 sqft · built 2001
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$373,591 (Jun 2018)
Tax Bill	$7,740 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Feb 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-3-C3 A-001-A`

Property Details

APN / Parcel Number

Primary APN	`12-3-C3 A-001-A`
Alternative APNs	`123C3 A 1A` `34462`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,809 sqft Heated Area
Basement Area	840 sqft
Unfinished Basement	840 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2011
Exterior Material	Stone
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Area	840 sqft

Exterior Amenities

Porch	Slab
Porch Area	28 sqft
Deck Area	56 sqft
Patio Area	333 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	34462
Street Address	190 XAVIER DR
City	ATHENS
State	GA
Zip	30606-3870
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.00 AC - PB H/464
Legal Subdivision	RES-BV-050
Legal Tract	B
Jurisdiction	CLARKE GA
Township / Civil Division	ATHENS
Census Block Group	3
Census Block	3002
Census Tract	150300

Owner

Source: Athens-Clarke County Unified Government records · APN 12-3-C3 A-001-A

Assessment roll updated November 13, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	190 XAVIER DR, ATHENS, GA 30606-3870
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2023	Deed of Trust, Mortgage · Line of Credit GEORGIA UNITED CREDIT UNION
Feb 03, 2020	Deed of Trust, Mortgage · Line of Credit GEORGIA UNITED CU
Jun 25, 2018	Grant Deed, Transfer WILLIAM H WILLIMON

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 22, 2018 · Amount on Record
Deed Sale	Jun 22, 2018 · Amount on Record
Prior Sale	Nov 21, 2014 · Amount on Record
Deed Document Number	20182122
Deed Book / Page	4725 / 358
Record Updated	Jun 08, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARKE GA
Property Address	190 XAVIER DR, ATHENS, GA 30606-3870
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 XAVIER DR, ATHENS, GA 30606-3870

Mortgage

Document Number	0054650000000469
Date	Mar 14, 2023
Book Page	0000005465/0000000469

Lender

Name	GEORGIA UNITED CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 01, 2048

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARKE GA
Property Address	190 XAVIER DR, ATHENS, GA 30606-3870
Document Number	0049440023
Instrument Date	Feb 03, 2020
Transaction Type	Mortgage
Record Updated	Feb 27, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	190 XAVIER DR ATHENS GA 306063870, ATHENS, GA 30606-3870

Mortgage

Document Number	0049440023
Date	Feb 11, 2020
Book Page	004944/000023

Lender

Name	GEORGIA UNITED CU
Type	Credit Union
Address	DULUTH, GA 30097

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 10, 2045

Interest

Rate Type	Adjustable Rate

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CLARKE GA
Recording Date	Jun 25, 2018
Property Address	190 XAVIER DR, ATHENS, GA 30606-3870
Document Number	0047250358
Book / Page	004725 / 000358
Instrument Date	Jun 22, 2018
Transaction Type	Transfer
Record Updated	Aug 13, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$373.60
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 XAVIER DR ATHENS GA 306063870, ATHENS, GA 30606-3870

Mortgage

Document Number	47250360
Date	Jun 25, 2018
Book Page	004725/000360

Lender

Name	WILLIAM H WILLIMON
Address	139 PINECREST RD, DURHAM, NC 27705-5822

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 24, 2048

Tax Assessment & Valuation

Source: Athens-Clarke County Unified Government records · Assessment roll updated November 13, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Georgia
County / Consolidated City	Athens-Clarke County Unified Government
Unified School District	Clarke County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,740.00 (+25.79%) Homeowner's exemption	$269,778 (+16.84%) Land $30,000 Building $239,778	$674,444 (+16.84%) Land $75,000 Building $599,444
2023	$6,153.00 (+4.98%) Homeowner's exemption	$230,900 (+19.18%) Land $30,000 Building $200,900	$577,250 (+19.18%) Land $75,000 Building $502,250
2022	$5,861.00 Homeowner's exemption	$193,742 Land $30,000 Building $163,742	$484,356 Land $75,000 Building $409,356

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Athens-Clarke County Unified Government (13059C), updated September 15, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 130591503003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (2023–2026)
Most Recent Claim	May 2026, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 82 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 35
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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